GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SOFI · Dec 31, 2025

SoFi Technologies, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001818874-26-000013Bank
Sequential deposit growth43thOwn-history percentile · N=14
Evidence method

Sequential · gp.financial.deposits

13.84% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-3.48% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$4.9B · CORE · VALID

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

2.21% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History17 statesSelf-history eligible
Jun 30, 20220/3 normalizedLevel 3Sep 30, 20221/3 normalizedLevel 3Dec 31, 20221/3 normalizedLevel 3Mar 31, 20231/3 normalizedLevel 3Jun 30, 20231/3 normalizedLevel 3Sep 30, 20231/3 normalizedLevel 3Dec 31, 20231/3 normalizedLevel 3Mar 31, 20241/3 normalizedLevel 3Jun 30, 20242/3 normalizedLevel 3Sep 30, 20242/3 normalizedLevel 3Dec 31, 20242/3 normalizedLevel 3Mar 31, 20252/4 normalizedLevel 3Jun 30, 20252/4 normalizedLevel 3Sep 30, 20252/4 normalizedLevel 3Dec 31, 20252/4 normalizedLevel 3Mar 31, 20262/4 normalizedLevel 3Jun 30, 20263/4 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Increased
Previous
11.53%
Current
13.84%
Delta
2.31%
Earnings Growth Decreased
Previous
129.47%
Current
-3.48%
Delta
-132.95%
Liquidity Increased
Previous
$3.2B
Current
$4.9B
Delta
$1.7B
Loan Growth Decreased
Previous
4.99%
Current
2.21%
Delta
-2.78%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · SOFI Fundamental State →Transitioned To · SOFI Fundamental State →Transitioned To · SOFI DEPOSIT_GROWTH_INCREASED →Transitioned To · SOFI EARNINGS_GROWTH_DECREASED →Transitioned To · SOFI LIQUIDITY_INCREASED →Transitioned To · SOFI LOAN_GROWTH_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.