GPGrossPatternRESEARCH SYSTEM
SEC CHECK STALE
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BSRR · Jun 30, 2013

SIERRA BANCORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001144204-13-043449Bank
Sequential deposit growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.deposits

-0.08% · CORE · NOT_ENOUGH_HISTORY

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

47.65% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

-23.40% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

-3.83% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents75thOwn-history percentile · N=8
Evidence method

Level · gp.fundamentals.cash

$67.0M · CORE · VALID

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

-1.96% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History51 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-1.54%
Current
-0.08%
Delta
1.46%
Earnings Growth Increased
Previous
24.21%
Current
47.65%
Delta
23.43%
Funding Cost Growth Increased
Previous
-28.36%
Current
-23.40%
Delta
4.96%
Interest Income Growth Increased
Previous
-7.24%
Current
-3.83%
Delta
3.40%
Liquidity Increased
Previous
$47.9M
Current
$67.0M
Delta
$19.0M
Loan Growth Increased
Previous
-5.98%
Current
-1.96%
Delta
4.02%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.