GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BSRR · Sep 30, 2020

SIERRA BANCORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-20-012685Bank
Sequential deposit growth75thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

3.39% · CORE · VALID

Net-income growth45thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

15.68% · CORE · VALID

Interest-expense growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-72.52% · CORE · VALID

Interest-income growth15thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

4.09% · CORE · VALID

Cash and equivalents80thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$88.9M · CORE · VALID

Sequential loan growth80thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

7.55% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History51 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
15.02%
Current
3.39%
Delta
-11.63%
Earnings Growth Increased
Previous
-5.96%
Current
15.68%
Delta
21.64%
Funding Cost Growth Decreased
Previous
-65.37%
Current
-72.52%
Delta
-7.15%
Interest Income Growth Increased
Previous
-8.65%
Current
4.09%
Delta
12.74%
Liquidity Decreased
Previous
$156.6M
Current
$88.9M
Delta
-$67.7M
Loan Growth Decreased
Previous
22.72%
Current
7.55%
Delta
-15.18%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.