GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

FICO · Dec 31, 2025

FAIR ISAAC CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000814547-26-000011General Corporate
Debt relative to revenue100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.debt_to_revenue

624.43% · OPTIONAL · VALID

Capex intensity0thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.capex_revenue_ratio

0.04% · OPTIONAL · VALID

Operating cash generation55thOwn-history percentile · N=20
Evidence method

Ratio · gp.fundamentals.operating_cash_flow + gp.fundamentals.revenue

34.00% · OPTIONAL · VALID

Revenue growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.revenue

16.36% · CORE · VALID

Operating margin80thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.operating_margin

45.72% · CORE · VALID

R&D intensity20thOwn-history percentile · N=20
Evidence method

Ratio · gp.fundamentals.rnd + gp.fundamentals.revenue

9.75% · OPTIONAL · VALID

SBC intensity75thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.sbc_revenue_ratio

8.65% · OPTIONAL · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History43 statesSelf-history eligible
Sep 30, 20217/7 normalizedLevel 3Dec 31, 20217/7 normalizedLevel 3Mar 31, 20227/7 normalizedLevel 3Jun 30, 20227/7 normalizedLevel 3Sep 30, 20226/6 normalizedLevel 3Dec 31, 20227/7 normalizedLevel 3Mar 31, 20237/7 normalizedLevel 3Jun 30, 20237/7 normalizedLevel 3Sep 30, 20236/6 normalizedLevel 3Dec 31, 20237/7 normalizedLevel 3Mar 31, 20247/7 normalizedLevel 3Jun 30, 20247/7 normalizedLevel 3Sep 30, 20246/6 normalizedLevel 3Dec 31, 20247/7 normalizedLevel 3Mar 31, 20257/7 normalizedLevel 3Jun 30, 20257/7 normalizedLevel 3Sep 30, 20257/7 normalizedLevel 3Dec 31, 20257/7 normalizedLevel 3Mar 31, 20267/7 normalizedLevel 3Jun 30, 20267/7 normalizedLevel 4
Period transition

What moved in the state?

Balance Sheet Leverage Increased
Previous
153.49%
Current
624.43%
Delta
470.95%
Capex Intensity Decreased
Previous
0.45%
Current
0.04%
Delta
-0.40%
Cash Generation Decreased
Previous
39.12%
Current
34.00%
Delta
-5.12%
Growth Increased
Previous
15.91%
Current
16.36%
Delta
0.45%
Profitability Decreased
Previous
46.45%
Current
45.72%
Delta
-0.74%
R And D Intensity Increased
Previous
9.46%
Current
9.75%
Delta
0.29%
Sbc Intensity Increased
Previous
7.87%
Current
8.65%
Delta
0.78%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · FICO Fundamental State →Has State · FAIR ISAAC CORP →Transitioned To · FICO Fundamental State →Transitioned To · FICO BALANCE_SHEET_LEVERAGE_INCREASED →Transitioned To · FICO CAPEX_INTENSITY_DECREASED →Transitioned To · FICO CASH_GENERATION_DECREASED →Transitioned To · FICO GROWTH_INCREASED →Transitioned To · FICO PROFITABILITY_DECREASED →Transitioned To · FICO R_AND_D_INTENSITY_INCREASED →Transitioned To · FICO SBC_INTENSITY_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.