GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

FICO · Jun 30, 2026

FAIR ISAAC CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]

Inspectable configuration

State dimensions

Filing0000814547-26-000030General Corporate

Debt relative to revenue100thOwn-history percentile · N=20

Evidence method

Level · gp.fundamentals.debt_to_revenue

828.02% · OPTIONAL · VALID

Capex intensity10thOwn-history percentile · N=20

Evidence method

Level · gp.fundamentals.capex_revenue_ratio

0.13% · OPTIONAL · VALID

Operating cash generation100thOwn-history percentile · N=20

Evidence method

Ratio · gp.fundamentals.operating_cash_flow + gp.fundamentals.revenue

56.43% · OPTIONAL · VALID

Revenue growth95thOwn-history percentile · N=20

Evidence method

Yoy · gp.fundamentals.revenue

25.68% · CORE · VALID

Operating margin90thOwn-history percentile · N=20

Evidence method

Level · gp.fundamentals.operating_margin

53.79% · CORE · VALID

R&D intensity5thOwn-history percentile · N=20

Evidence method

Ratio · gp.fundamentals.rnd + gp.fundamentals.revenue

7.97% · OPTIONAL · VALID

SBC intensity10thOwn-history percentile · N=20

Evidence method

Level · gp.fundamentals.sbc_revenue_ratio

7.76% · OPTIONAL · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History43 statesSelf-history eligible

Period transition

What moved in the state?

Balance Sheet Leverage Increased

Previous: 526.12%
Current: 828.02%
Delta: 301.89%

Capex Intensity Increased

Previous: 0.04%
Current: 0.13%
Delta: 0.09%

Cash Generation Increased

Previous: 32.29%
Current: 56.43%
Delta: 24.14%

Growth Decreased

Previous: 38.69%
Current: 25.68%
Delta: -13.00%

Profitability Decreased

Previous: 58.19%
Current: 53.79%
Delta: -4.40%

R And D Intensity Increased

Previous: 7.79%
Current: 7.97%
Delta: 0.17%

Sbc Intensity Increased

Previous: 6.55%
Current: 7.76%
Delta: 1.21%

Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Jun 30, 2025

Similarity: 91%
Compared: 7 dimensions
Coverage: 100%

Growth 5.0 · Profitability 0.0 · Sbc Intensity 5.0 · Capex Intensity 15.0 · Cash Generation 0.0 · R And D Intensity 5.0 · Balance Sheet Leverage 15.0

Mar 31, 2026

Similarity: 77%
Compared: 7 dimensions
Coverage: 100%

Growth 5.0 · Profitability 10.0 · Sbc Intensity 10.0 · Capex Intensity 10.0 · Cash Generation 55.0 · R And D Intensity 5.0 · Balance Sheet Leverage 15.0

Jun 30, 2023

Similarity: 71%
Compared: 7 dimensions
Coverage: 100%

Growth 0.0 · Profitability 5.0 · Sbc Intensity 55.0 · Capex Intensity 10.0 · Cash Generation 46.7 · R And D Intensity 5.0 · Balance Sheet Leverage 25.0

Mar 31, 2022

Similarity: 69%
Compared: 7 dimensions
Coverage: 100%

Growth 50.0 · Profitability 5.0 · Sbc Intensity 60.0 · Capex Intensity 10.0 · Cash Generation 20.0 · R And D Intensity 5.0 · Balance Sheet Leverage 5.0

Dec 31, 2023

Similarity: 68%
Compared: 7 dimensions
Coverage: 100%

Growth 25.0 · Profitability 25.0 · Sbc Intensity 50.0 · Capex Intensity 15.0 · Cash Generation 41.2 · R And D Intensity 30.0 · Balance Sheet Leverage 20.0

Research Graph

Related governed research

Compared To · Services-Business Services, Nec peers →Analogous To · FICO state analogue 4 →Analogous To · FICO state analogue 3 →Analogous To · FICO state analogue 5 →Analogous To · FICO state analogue 1 →Analogous To · FICO state analogue 2 →Has State · FAIR ISAAC CORP →Transitioned To · FICO Fundamental State →Transitioned To · FICO BALANCE_SHEET_LEVERAGE_INCREASED →Transitioned To · FICO CAPEX_INTENSITY_INCREASED →Transitioned To · FICO CASH_GENERATION_INCREASED →Transitioned To · FICO GROWTH_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.