Research / LKFN / Fundamental state Inspectable configuration
State dimensions Filing 0000721994-23-000071 Bank
Sequential deposit growth 81th Own-history percentile · N=16
Evidence method Sequential · gp.financial.deposits
4.32% · CORE · VALID
Net-income growth 8th Own-history percentile · N=13
Evidence method Yoy · gp.fundamentals.net_income
-11.47% · CORE · VALID
Interest-expense growth 85th Own-history percentile · N=13
Evidence method Yoy · gp.financial.interest_expense
299.66% · CORE · VALID
Interest-income growth 85th Own-history percentile · N=13
Evidence method Yoy · gp.financial.interest_income
41.67% · CORE · VALID
Cash and equivalents 35th Own-history percentile · N=17
Evidence method Level · gp.fundamentals.cash
$146.3M · CORE · VALID
Sequential loan growth 19th Own-history percentile · N=16
Evidence method Sequential · gp.financial.loans
0.18% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 28 states Self-history eligible
Sep 30, 2021 3/6 normalized Level 3 Dec 31, 2021 3/6 normalized Level 3 Mar 31, 2022 3/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -1.72%
Current 4.32%
Delta 6.03% Earnings Growth Increased
Previous -43.09%
Current -11.47%
Delta 31.61% Funding Cost Growth Decreased
Previous 627.31%
Current 299.66%
Delta -327.64% Interest Income Growth Decreased
Previous 57.55%
Current 41.67%
Delta -15.89% Liquidity Decreased
Previous $173.1M
Current $146.3M
Delta -$26.9M Loan Growth Decreased
Previous 2.27%
Current 0.18%
Delta -2.09% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.