Research / LKFN / Fundamental state Inspectable configuration
State dimensions Filing 0000721994-23-000038 Bank
Sequential deposit growth 36th Own-history percentile · N=14
Evidence method Sequential · gp.financial.deposits
1.05% · CORE · VALID
Net-income growth 18th Own-history percentile · N=11
Evidence method Yoy · gp.fundamentals.net_income
2.69% · CORE · VALID
Interest-expense growth 100th Own-history percentile · N=11
Evidence method Yoy · gp.financial.interest_expense
778.28% · CORE · VALID
Interest-income growth 100th Own-history percentile · N=11
Evidence method Yoy · gp.financial.interest_income
64.92% · CORE · VALID
Cash and equivalents 40th Own-history percentile · N=15
Evidence method Level · gp.fundamentals.cash
$153.5M · CORE · VALID
Sequential loan growth 36th Own-history percentile · N=14
Evidence method Sequential · gp.financial.loans
0.99% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 28 states Self-history eligible
Sep 30, 2021 3/6 normalized Level 3 Dec 31, 2021 3/6 normalized Level 3 Mar 31, 2022 3/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -3.59%
Current 1.05%
Delta 4.64% Earnings Growth Decreased
Previous 8.44%
Current 2.69%
Delta -5.75% Funding Cost Growth Increased
Previous 142.42%
Current 778.28%
Delta 635.87% Interest Income Growth Increased
Previous 23.99%
Current 64.92%
Delta 40.94% Liquidity Increased
Previous $130.3M
Current $153.5M
Delta $23.2M Loan Growth Decreased
Previous 4.87%
Current 0.99%
Delta -3.88% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.