Research / SMBK / Fundamental state Inspectable configuration
State dimensions Filing 0001558370-23-004042 Bank
Sequential deposit growth 0th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
-4.75% · CORE · VALID
Net-income growth 40th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
23.66% · CORE · VALID
Interest-expense growth 65th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
80.21% · CORE · VALID
Cash and equivalents 45th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$266.4M · CORE · VALID
Sequential loan growth 65th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
5.00% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 60 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 5/5 normalized Level 3 Sep 30, 2023 5/5 normalized Level 3 Dec 31, 2023 5/5 normalized Level 3 Mar 31, 2024 5/5 normalized Level 3 Jun 30, 2024 4/4 normalized Level 3 Sep 30, 2024 4/4 normalized Level 3 Dec 31, 2024 4/4 normalized Level 3 Mar 31, 2025 4/4 normalized Level 3 Jun 30, 2025 4/4 normalized Level 3 Sep 30, 2025 4/4 normalized Level 3 Dec 31, 2025 4/4 normalized Level 3 Mar 31, 2026 4/4 normalized Level 3 Jun 30, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous -0.03%
Current -4.75%
Delta -4.72% Earnings Growth Increased
Previous 20.24%
Current 23.66%
Delta 3.42% Funding Cost Growth Decreased
Previous 90.82%
Current 80.21%
Delta -10.61% Liquidity Decreased
Previous $543.0M
Current $266.4M
Delta -$276.6M Loan Growth Increased
Previous 3.51%
Current 5.00%
Delta 1.50% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.