GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SMBK · Dec 31, 2022

SMARTFINANCIAL INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-23-004042Bank
Sequential deposit growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-4.75% · CORE · VALID

Net-income growth40thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

23.66% · CORE · VALID

Interest-expense growth65thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

80.21% · CORE · VALID

Cash and equivalents45thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$266.4M · CORE · VALID

Sequential loan growth65thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

5.00% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History60 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
-0.03%
Current
-4.75%
Delta
-4.72%
Earnings Growth Increased
Previous
20.24%
Current
23.66%
Delta
3.42%
Funding Cost Growth Decreased
Previous
90.82%
Current
80.21%
Delta
-10.61%
Liquidity Decreased
Previous
$543.0M
Current
$266.4M
Delta
-$276.6M
Loan Growth Increased
Previous
3.51%
Current
5.00%
Delta
1.50%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.