Method
Sequential · gp.financial.deposits
Raw value 3.64% · CORE
· National Commercial Banks
RESEARCH SNAPSHOTSMARTFINANCIAL INC.'s latest supported as-filed period reports net income of $16.3M, 39.4% above the comparable as-filed period. Every value below links to its SEC accession and metric lineage.
No material rule-based research observation currently meets GrossPattern's Insight value threshold. Current state, direction, and filing evidence remain available below.
A multidimensional view of the latest comparable filing—not a composite score or recommendation.
Sequential · gp.financial.deposits
Raw value 3.64% · CORE
Yoy · gp.fundamentals.net_income
Raw value 39.44% · CORE
Level · gp.fundamentals.cash
Raw value $379.4M · CORE
Sequential · gp.financial.loans
Raw value 3.65% · CORE
Business direction, financial quality, capital allocation, and governance evidence remain separate—never collapsed into a recommendation score.
Interpretation boundary Direction describes measurable company fundamentals. Governance reports observable evidence only; it does not grade management character or predict stock returns.
Latest available comparable states within 180 days, normalized with robust median/MAD statistics.
The most important deterministic changes, ranked by magnitude, issuer history, persistence, and accounting profile.
Debt changed -91.4% from the comparable as-filed period. The change ranks at the 94th percentile of 31 prior comparable changes.
Net income changed +39.4% from the comparable as-filed period. The change ranks at the 59th percentile of 119 prior comparable changes.
Each point keeps the date investors could first observe it and its accession.
SMBK · as filed with the SEC · reported-date aware
Direct SEC links, filing dates, report periods, and amendment flags.
0001104659-26-093447SEC ↗4Aug 4, 2026Period Aug 4, 20260001652739-26-000010SEC ↗8-KJul 20, 2026Period Jul 20, 20260001104659-26-085102SEC ↗4Jun 12, 2026Period Jun 12, 20260001652739-26-000008SEC ↗4Jun 10, 2026Period Jun 10, 20260001652321-26-000004SEC ↗4Jun 4, 2026Period Jun 4, 20260001905239-26-000005SEC ↗8-KMay 22, 2026Period May 21, 20260001104659-26-065799SEC ↗Transaction semantics distinguish purchases, sales, awards, exercises, withholding, and derivatives.
| Filed / transacted | Reporting owner | Semantics | Shares | Price | Notional | Source |
|---|---|---|---|---|---|---|
| Aug 4, 2026Filed Aug 4, 2026 | Jordan Rhett D.EVP & CHIEF CREDIT OFFICER | Open Market SaleDirect | 430 | $53 | $22,683 | Form 4 ↗ |
GrossPattern stores immutable raw artifacts, accession-scoped facts, parser and metric versions, dependency edges, quality state, and channel-specific publication rights. A restricted or unknown ancestor blocks the page and API automatically.
SEC source policy ↗Deposits changed +10.5% from the comparable as-filed period. The change ranks at the 57th percentile of 112 prior comparable changes.
Loans changed +13.5% from the comparable as-filed period. The change ranks at the 60th percentile of 95 prior comparable changes.
Cash & equivalents changed +3.9% from the comparable as-filed period. The change ranks at the 6th percentile of 217 prior comparable changes.
Method note “Materiality” here is an analytical magnitude band, not a legal conclusion. Full filing-text semantic changes remain unpublished while excerpt rights and review thresholds are unresolved.
Latest supported period in this snapshot: 2026-06-30. Duration facts use direct quarterly or annual SEC contexts; GrossPattern does not manufacture missing Q4 values.
0001652520-26-000012