Research / UMBF / Fundamental state Inspectable configuration
State dimensions Filing 0000950170-23-034976 Bank
Sequential deposit growth RAW Current state valid · history insufficient
Evidence method Sequential · gp.financial.deposits
4.97% · CORE · NOT_ENOUGH_HISTORY
Net-income growth RAW Current state valid · history insufficient
Evidence method Yoy · gp.fundamentals.net_income
-34.49% · CORE · NOT_ENOUGH_HISTORY
Interest-expense growth RAW Current state valid · history insufficient
Evidence method Yoy · gp.financial.interest_expense
891.50% · CORE · NOT_ENOUGH_HISTORY
Interest-income growth RAW Current state valid · history insufficient
Evidence method Yoy · gp.financial.interest_income
85.61% · CORE · NOT_ENOUGH_HISTORY
Cash and equivalents RAW Current state valid · history insufficient
Evidence method Level · gp.fundamentals.cash
$3.7B · CORE · NOT_ENOUGH_HISTORY
Sequential loan growth RAW Current state valid · history insufficient
Evidence method Sequential · gp.financial.loans
3.05% · CORE · NOT_ENOUGH_HISTORY
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 19 states Self-history eligible
Dec 31, 2021 0/3 normalized Level 3 Mar 31, 2022 0/3 normalized Level 3 Jun 30, 2022 0/3 normalized Level 3 Sep 30, 2022 0/6 normalized Level 3 Dec 31, 2022 0/6 normalized Level 3 Mar 31, 2023 0/6 normalized Level 3 Jun 30, 2023 0/6 normalized Level 3 Sep 30, 2023 1/6 normalized Level 3 Dec 31, 2023 3/6 normalized Level 3 Mar 31, 2024 3/6 normalized Level 3 Jun 30, 2024 2/5 normalized Level 3 Sep 30, 2024 4/4 normalized Level 3 Dec 31, 2024 4/4 normalized Level 3 Mar 31, 2025 4/4 normalized Level 3 Jun 30, 2025 4/4 normalized Level 3 Sep 30, 2025 4/4 normalized Level 3 Dec 31, 2025 4/4 normalized Level 3 Mar 31, 2026 4/4 normalized Level 3 Jun 30, 2026 4/4 normalized Level 4 Period transition
What moved in the state? Deposit Growth Increased
Previous -2.17%
Current 4.97%
Delta 7.14% Earnings Growth Decreased
Previous -12.76%
Current -34.49%
Delta -21.73% Funding Cost Growth Decreased
Previous 1359.73%
Current 891.50%
Delta -468.22% Interest Income Growth Increased
Previous 84.29%
Current 85.61%
Delta 1.33% Liquidity Increased
Previous $3.5B
Current $3.7B
Delta $216.3M Loan Growth Decreased
Previous 3.66%
Current 3.05%
Delta -0.61% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.