Method
Sequential · gp.financial.deposits
Raw value -0.36% · CORE
· National Commercial Banks
RESEARCH SNAPSHOTUMB FINANCIAL CORP's latest supported as-filed period reports interest income of $871.4M, 2.4% above the comparable as-filed period. Every value below links to its SEC accession and metric lineage.
No material rule-based research observation currently meets GrossPattern's Insight value threshold. Current state, direction, and filing evidence remain available below.
A multidimensional view of the latest comparable filing—not a composite score or recommendation.
Sequential · gp.financial.deposits
Raw value -0.36% · CORE
Yoy · gp.fundamentals.net_income
Raw value 27.68% · CORE
Yoy · gp.financial.interest_income
Raw value 2.45% · CORE
Level · gp.fundamentals.cash
Raw value $5.6B · CORE
Business direction, financial quality, capital allocation, and governance evidence remain separate—never collapsed into a recommendation score.
Interpretation boundary Direction describes measurable company fundamentals. Governance reports observable evidence only; it does not grade management character or predict stock returns.
Latest available comparable states within 180 days, normalized with robust median/MAD statistics.
The most important deterministic changes, ranked by magnitude, issuer history, persistence, and accounting profile.
Net income changed +27.7% from the comparable as-filed period.
Debt changed -27.0% from the comparable as-filed period. The change ranks at the 75th percentile of 4 prior comparable changes.
Each point keeps the date investors could first observe it and its accession.
UMBF · as filed with the SEC · reported-date aware
Direct SEC links, filing dates, report periods, and amendment flags.
0000101382-26-000181SEC ↗4Sep 3, 2026Period Sep 1, 20260000101382-26-000180SEC ↗8-KSep 1, 2026Period Sep 1, 20260001193125-26-378379SEC ↗4Aug 18, 2026Period Aug 17, 20260000101382-26-000178SEC ↗4Aug 18, 2026Period Aug 17, 20260000101382-26-000177SEC ↗4Aug 7, 2026Period Aug 6, 20260000101382-26-000176SEC ↗4Aug 6, 2026Period Aug 4, 20260000101382-26-000173SEC ↗4Transaction semantics distinguish purchases, sales, awards, exercises, withholding, and derivatives.
GrossPattern stores immutable raw artifacts, accession-scoped facts, parser and metric versions, dependency edges, quality state, and channel-specific publication rights. A restricted or unknown ancestor blocks the page and API automatically.
SEC source policy ↗Cash & equivalents changed -49.0% from the comparable as-filed period.
Deposits changed -0.4% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes. This reverses 4 consecutive comparable moves in the opposite direction.
Interest income changed +2.4% from the comparable as-filed period.
Method note “Materiality” here is an analytical magnitude band, not a legal conclusion. Full filing-text semantic changes remain unpublished while excerpt rights and review thresholds are unresolved.
Latest supported period in this snapshot: 2026-06-30. Duration facts use direct quarterly or annual SEC contexts; GrossPattern does not manufacture missing Q4 values.
0000101382-26-000172