GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SBFG · Sep 30, 2019

SB FINANCIAL GROUP, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001213900-19-022295Bank
Sequential deposit growth15thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.02% · CORE · VALID

Net-income growth65thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

20.65% · CORE · VALID

Interest-expense growth80thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

43.90% · CORE · VALID

Interest-income growth70thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

12.56% · CORE · VALID

Cash and equivalents95thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$49.8M · CORE · VALID

Sequential loan growth20thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

1.09% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.42%
Current
1.02%
Delta
-0.39%
Earnings Growth Increased
Previous
-15.45%
Current
20.65%
Delta
36.10%
Funding Cost Growth Decreased
Previous
77.29%
Current
43.90%
Delta
-33.40%
Interest Income Growth Decreased
Previous
14.58%
Current
12.56%
Delta
-2.02%
Liquidity Increased
Previous
$42.8M
Current
$49.8M
Delta
$7.0M
Loan Growth Decreased
Previous
4.09%
Current
1.09%
Delta
-3.00%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.