GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

SBFG · Dec 31, 2022

SB FINANCIAL GROUP, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001213900-23-018266Bank
Sequential deposit growth15thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

0.07% · CORE · VALID

Net-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-31.49% · CORE · VALID

Interest-expense growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

28.61% · CORE · VALID

Interest-income growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

6.36% · CORE · VALID

Cash and equivalents15thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$27.8M · CORE · VALID

Sequential loan growth75thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

3.98% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History56 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.32%
Current
0.07%
Delta
-1.25%
Earnings Growth Decreased
Previous
-18.55%
Current
-31.49%
Delta
-12.95%
Funding Cost Growth Decreased
Previous
32.21%
Current
28.61%
Delta
-3.60%
Interest Income Growth Decreased
Previous
6.63%
Current
6.36%
Delta
-0.27%
Liquidity Decreased
Previous
$27.9M
Current
$27.8M
Delta
-$117,000
Loan Growth Increased
Previous
3.31%
Current
3.98%
Delta
0.67%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.