GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

RBCAA · Sep 30, 2021

REPUBLIC BANCORP INC /KY/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-21-014759Bank
Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-1.86% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

-63.26% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

-4.17% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalentsRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$1.0B · CORE · NOT_ENOUGH_HISTORY

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

-4.74% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History23 statesSelf-history eligible
Sep 30, 20210/5 normalizedLevel 3Dec 31, 20211/5 normalizedLevel 3Mar 31, 20222/5 normalizedLevel 3Jun 30, 20222/5 normalizedLevel 3Sep 30, 20221/4 normalizedLevel 3Dec 31, 20224/4 normalizedLevel 3Mar 31, 20234/4 normalizedLevel 3Jun 30, 20234/4 normalizedLevel 3Sep 30, 20234/4 normalizedLevel 3Dec 31, 20234/4 normalizedLevel 3Mar 31, 20244/4 normalizedLevel 3Jun 30, 20243/3 normalizedLevel 3Sep 30, 20243/3 normalizedLevel 3Dec 31, 20243/3 normalizedLevel 3Mar 31, 20253/3 normalizedLevel 3Jun 30, 20253/3 normalizedLevel 3Sep 30, 20253/3 normalizedLevel 3Dec 31, 20253/3 normalizedLevel 3Mar 31, 20263/3 normalizedLevel 3Jun 30, 20263/3 normalizedLevel 4
Period transition

What moved in the state?

Earnings Growth Decreased
Previous
51.37%
Current
-1.86%
Delta
-53.23%
Funding Cost Growth Increased
Previous
-66.31%
Current
-63.26%
Delta
3.05%
Interest Income Growth Increased
Previous
-10.17%
Current
-4.17%
Delta
6.00%
Liquidity Increased
Previous
$747.0M
Current
$1.0B
Delta
$264.2M
Loan Growth Decreased
Previous
-2.12%
Current
-4.74%
Delta
-2.62%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · RBCAA Fundamental State →Transitioned To · RBCAA Fundamental State →Transitioned To · RBCAA EARNINGS_GROWTH_DECREASED →Transitioned To · RBCAA FUNDING_COST_GROWTH_INCREASED →Transitioned To · RBCAA INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · RBCAA LIQUIDITY_INCREASED →Transitioned To · RBCAA LOAN_GROWTH_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.