GPGrossPatternRESEARCH SYSTEM
SEC CHECK STALE
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ASRV · Mar 31, 2014

AMERISERV FINANCIAL INC /PA/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001144204-14-028869Bank
Sequential deposit growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.deposits

2.44% · CORE · NOT_ENOUGH_HISTORY

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-11.93% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

-5.42% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

4.05% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents50thOwn-history percentile · N=8
Evidence method

Level · gp.fundamentals.cash

$29.9M · CORE · VALID

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

0.45% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History59 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.27%
Current
2.44%
Delta
2.16%
Earnings Growth Decreased
Previous
3.06%
Current
-11.93%
Delta
-14.99%
Funding Cost Growth Increased
Previous
-15.97%
Current
-5.42%
Delta
10.55%
Interest Income Growth Increased
Previous
-1.44%
Current
4.05%
Delta
5.49%
Liquidity Decreased
Previous
$30.1M
Current
$29.9M
Delta
-$197,000
Loan Growth Decreased
Previous
3.15%
Current
0.45%
Delta
-2.70%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.