GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

BHB · Dec 31, 2020

BAR HARBOR BANKSHARES. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-21-002727Bank
Sequential deposit growth10thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.98% · CORE · VALID

Net-income growth75thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

46.97% · CORE · VALID

Interest-expense growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-40.93% · CORE · VALID

Interest-income growth14thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_income

-6.86% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$226.0M · CORE · VALID

Sequential loan growth0thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-5.46% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History49 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
8.91%
Current
-0.98%
Delta
-9.89%
Earnings Growth Decreased
Previous
67.54%
Current
46.97%
Delta
-20.57%
Funding Cost Growth Increased
Previous
-50.83%
Current
-40.93%
Delta
9.90%
Interest Income Growth Increased
Previous
-11.05%
Current
-6.86%
Delta
4.19%
Liquidity Increased
Previous
$215.7M
Current
$226.0M
Delta
$10.4M
Loan Growth Decreased
Previous
-0.82%
Current
-5.46%
Delta
-4.65%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.