GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

MVBF · Jun 30, 2026

MVB FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001277902-26-000084Bank
Net-income growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

511.94% · CORE · VALID

Interest-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

14.63% · CORE · VALID

Cash and equivalents40thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$312.6M · CORE · VALID

Sequential loan growth60thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

2.82% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History49 statesSelf-history eligible
Sep 30, 20215/5 normalizedLevel 3Dec 31, 20215/5 normalizedLevel 3Mar 31, 20225/5 normalizedLevel 3Jun 30, 20225/5 normalizedLevel 3Sep 30, 20225/5 normalizedLevel 3Dec 31, 20225/5 normalizedLevel 3Mar 31, 20235/5 normalizedLevel 3Jun 30, 20235/5 normalizedLevel 3Sep 30, 20235/5 normalizedLevel 3Dec 31, 20235/5 normalizedLevel 3Mar 31, 20245/5 normalizedLevel 3Jun 30, 20244/4 normalizedLevel 3Sep 30, 20244/4 normalizedLevel 3Dec 31, 20244/4 normalizedLevel 3Mar 31, 20254/4 normalizedLevel 3Jun 30, 20254/4 normalizedLevel 3Sep 30, 20254/4 normalizedLevel 3Dec 31, 20254/4 normalizedLevel 3Mar 31, 20264/4 normalizedLevel 3Jun 30, 20264/4 normalizedLevel 4
Period transition

What moved in the state?

Earnings Growth Increased
Previous
45.66%
Current
511.94%
Delta
466.28%
Interest Income Growth Increased
Previous
3.57%
Current
14.63%
Delta
11.05%
Liquidity Increased
Previous
$177.6M
Current
$312.6M
Delta
$135.0M
Loan Growth Increased
Previous
2.58%
Current
2.82%
Delta
0.24%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Mar 31, 2026
Similarity
81%
Compared
4 dimensions
Coverage
100%
Liquidity 25.0 · Loan Growth 0.0 · Earnings Growth 25.0 · Interest Income Growth 15.0
Sep 30, 2018
Similarity
78%
Compared
4 dimensions
Coverage
100%
Liquidity 8.4 · Loan Growth 10.0 · Earnings Growth 42.1 · Interest Income Growth 4.7
Sep 30, 2025
Similarity
77%
Compared
4 dimensions
Coverage
100%
Liquidity 10.0 · Loan Growth 20.0 · Earnings Growth 5.0 · Interest Income Growth 40.0
Mar 31, 2018
Similarity
76%
Compared
4 dimensions
Coverage
100%
Liquidity 4.7 · Loan Growth 1.1 · Earnings Growth 35.0 · Interest Income Growth 33.3
Dec 31, 2023
Similarity
73%
Compared
4 dimensions
Coverage
100%
Liquidity 45.0 · Loan Growth 10.0 · Earnings Growth 20.0 · Interest Income Growth 20.0
Research Graph

Related governed research

Analogous To · MVBF state analogue 1 →Analogous To · MVBF state analogue 3 →Analogous To · MVBF state analogue 5 →Compared To · State Commercial Banks peers →Analogous To · MVBF state analogue 4 →Analogous To · MVBF state analogue 2 →Transitioned To · MVBF Fundamental State →Transitioned To · MVBF EARNINGS_GROWTH_INCREASED →Transitioned To · MVBF INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · MVBF LIQUIDITY_INCREASED →Transitioned To · MVBF LOAN_GROWTH_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.