GPGrossPatternRESEARCH SYSTEM
SEC CHECK STALE
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

ASRV · Dec 31, 2014

AMERISERV FINANCIAL INC /PA/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001144204-15-014471Bank
Sequential deposit growth30thOwn-history percentile · N=10
Evidence method

Sequential · gp.financial.deposits

-0.26% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-41.79% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

-1.31% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

2.79% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents73thOwn-history percentile · N=11
Evidence method

Level · gp.fundamentals.cash

$32.9M · CORE · VALID

Sequential loan growth20thOwn-history percentile · N=10
Evidence method

Sequential · gp.financial.loans

1.63% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History59 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
-0.20%
Current
-0.26%
Delta
-0.06%
Earnings Growth Increased
Previous
-70.23%
Current
-41.79%
Delta
28.44%
Funding Cost Growth Decreased
Previous
0.31%
Current
-1.31%
Delta
-1.62%
Interest Income Growth Increased
Previous
2.12%
Current
2.79%
Delta
0.67%
Liquidity Increased
Previous
$23.5M
Current
$32.9M
Delta
$9.4M
Loan Growth Decreased
Previous
1.84%
Current
1.63%
Delta
-0.21%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.