GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

TRST · Dec 31, 2020

TRUSTCO BANK CORP N Y. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001140361-21-006418Bank
Sequential deposit growth90thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

2.82% · CORE · VALID

Net-income growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-9.32% · CORE · VALID

Interest-expense growth5thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

-31.97% · CORE · VALID

Interest-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

-7.20% · CORE · VALID

Cash and equivalents100thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$1.1B · CORE · VALID

Sequential loan growth20thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

0.71% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History46 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
0.69%
Current
2.82%
Delta
2.13%
Earnings Growth Decreased
Previous
-4.33%
Current
-9.32%
Delta
-4.98%
Funding Cost Growth Increased
Previous
-41.09%
Current
-31.97%
Delta
9.12%
Interest Income Growth Increased
Previous
-9.36%
Current
-7.20%
Delta
2.15%
Liquidity Increased
Previous
$956.3M
Current
$1.1B
Delta
$150.8M
Loan Growth Decreased
Previous
0.87%
Current
0.71%
Delta
-0.17%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.