GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

WSBK · Mar 31, 2026

Winchester Bancorp, Inc./MD/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 1[email protected]

Inspectable configuration

State dimensions

Filing0001193125-26-221566Bank

Net-income growthRAWCurrent state valid · history insufficient

Evidence method

Yoy · gp.fundamentals.net_income

275.41% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient

Evidence method

Yoy · gp.financial.interest_income

17.93% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalentsRAWCurrent state valid · history insufficient

Evidence method

Level · gp.fundamentals.cash

$54.0M · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History2 statesHistory building

Dec 31, 20250/3 normalizedLevel 1 Mar 31, 20260/3 normalizedLevel 1

Period transition

What moved in the state?

Earnings Growth Increased

Previous: 187.94%
Current: 275.41%
Delta: 87.47%

Interest Income Growth Decreased

Previous: 18.15%
Current: 17.93%
Delta: -0.22%

Liquidity Decreased

Previous: $54.8M
Current: $54.0M
Delta: -$833,000

Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.

Research Graph

Related governed research

Compared To · Savings Institutions, Not Federally Chartered peers →Transitioned To · WSBK Fundamental State →Transitioned To · WSBK EARNINGS_GROWTH_INCREASED →Transitioned To · WSBK INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · WSBK LIQUIDITY_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.