GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

CPF · Dec 31, 2022

CENTRAL PACIFIC FINANCIAL CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000701347-23-000008Bank
Sequential deposit growth85thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

2.74% · CORE · VALID

Net-income growth30thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-7.47% · CORE · VALID

Interest-expense growth95thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

121.56% · CORE · VALID

Interest-income growth50thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

6.35% · CORE · VALID

Cash and equivalents60thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$112.0M · CORE · VALID

Sequential loan growth65thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

2.50% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History55 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-0.99%
Current
2.74%
Delta
3.73%
Earnings Growth Increased
Previous
-19.70%
Current
-7.47%
Delta
12.23%
Funding Cost Growth Decreased
Previous
128.57%
Current
121.56%
Delta
-7.02%
Interest Income Growth Increased
Previous
2.93%
Current
6.35%
Delta
3.42%
Liquidity Decreased
Previous
$138.7M
Current
$112.0M
Delta
-$26.7M
Loan Growth Increased
Previous
2.32%
Current
2.50%
Delta
0.18%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.