GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

TWFG · Dec 31, 2025

TWFG, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]

Inspectable configuration

State dimensions

Filing0001628280-26-016162Insurance

CashRAWCurrent state valid · history insufficient

Evidence method

Level · gp.fundamentals.cash

$155.9M · CORE · NOT_ENOUGH_HISTORY

DebtRAWCurrent state valid · history insufficient

Evidence method

Level · gp.fundamentals.gross_debt

$4.0M · OPTIONAL · NOT_ENOUGH_HISTORY

Net-income growthRAWCurrent state valid · history insufficient

Evidence method

Yoy · gp.fundamentals.net_income

1399.67% · CORE · NOT_ENOUGH_HISTORY

Revenue growthRAWCurrent state valid · history insufficient

Evidence method

Yoy · gp.fundamentals.revenue

21.96% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History5 statesHistory building

Jun 30, 20250/4 normalizedLevel 3 Sep 30, 20250/4 normalizedLevel 3 Dec 31, 20250/4 normalizedLevel 3 Mar 31, 20260/4 normalizedLevel 3 Jun 30, 20262/4 normalizedLevel 3

Period transition

What moved in the state?

Cash Increased

Previous: $151.0M
Current: $155.9M
Delta: $4.9M

Debt Decreased

Previous: $5.8M
Current: $4.0M
Delta: -$1.8M

Earnings Growth Increased

Previous: 49.22%
Current: 1399.67%
Delta: 1350.45%

Revenue Growth Increased

Previous: 17.36%
Current: 21.96%
Delta: 4.61%

Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.

Research Graph

Related governed research

Transitioned To · TWFG Fundamental State →Transitioned To · TWFG Fundamental State →Transitioned To · TWFG CASH_INCREASED →Transitioned To · TWFG DEBT_DECREASED →Transitioned To · TWFG EARNINGS_GROWTH_INCREASED →Transitioned To · TWFG REVENUE_GROWTH_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.