GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

RVSB · Mar 31, 2020

RIVERVIEW BANCORP INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000939057-20-000265Bank
Sequential deposit growth40thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

-0.00% · CORE · VALID

Net-income growth10thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

-8.79% · CORE · VALID

Interest-expense growth85thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_expense

69.24% · CORE · VALID

Interest-income growth0thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

2.80% · CORE · VALID

Cash and equivalents45thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$42.0M · CORE · VALID

Sequential loan growth80thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

2.72% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History58 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
0.83%
Current
-0.00%
Delta
-0.84%
Earnings Growth Decreased
Previous
-5.93%
Current
-8.79%
Delta
-2.87%
Funding Cost Growth Decreased
Previous
94.21%
Current
69.24%
Delta
-24.97%
Interest Income Growth Decreased
Previous
3.49%
Current
2.80%
Delta
-0.68%
Liquidity Decreased
Previous
$62.1M
Current
$42.0M
Delta
-$20.2M
Loan Growth Increased
Previous
0.60%
Current
2.72%
Delta
2.12%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.