GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL21 processing
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

FCBC · Jun 30, 2016

FIRST COMMUNITY BANKSHARES INC /VA/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001193125-16-670198Bank
Sequential deposit growth16thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.deposits

-2.68% · CORE · VALID

Net-income growth44thOwn-history percentile · N=16
Evidence method

Yoy · gp.fundamentals.net_income

1.30% · CORE · VALID

Interest-expense growth31thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_expense

-15.92% · CORE · VALID

Interest-income growth69thOwn-history percentile · N=16
Evidence method

Yoy · gp.financial.interest_income

0.66% · CORE · VALID

Cash and equivalents5thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$44.3M · CORE · VALID

Sequential loan growth89thOwn-history percentile · N=19
Evidence method

Sequential · gp.financial.loans

2.82% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History61 statesSelf-history eligible
Sep 30, 20214/4 normalizedLevel 3Dec 31, 20214/4 normalizedLevel 3Mar 31, 20224/4 normalizedLevel 3Jun 30, 20224/4 normalizedLevel 3Sep 30, 20224/4 normalizedLevel 3Dec 31, 20224/4 normalizedLevel 3Mar 31, 20234/4 normalizedLevel 3Jun 30, 20234/4 normalizedLevel 3Sep 30, 20234/4 normalizedLevel 3Dec 31, 20234/4 normalizedLevel 3Mar 31, 20244/4 normalizedLevel 3Jun 30, 20243/3 normalizedLevel 3Sep 30, 20243/3 normalizedLevel 3Dec 31, 20243/3 normalizedLevel 3Mar 31, 20253/3 normalizedLevel 3Jun 30, 20253/3 normalizedLevel 3Sep 30, 20253/3 normalizedLevel 3Dec 31, 20253/3 normalizedLevel 3Mar 31, 20263/3 normalizedLevel 3Jun 30, 20263/3 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
0.08%
Current
-2.68%
Delta
-2.76%
Earnings Growth Decreased
Previous
2.11%
Current
1.30%
Delta
-0.82%
Funding Cost Growth Increased
Previous
-25.16%
Current
-15.92%
Delta
9.24%
Interest Income Growth Increased
Previous
-2.27%
Current
0.66%
Delta
2.93%
Liquidity Increased
Previous
$39.6M
Current
$44.3M
Delta
$4.7M
Loan Growth Decreased
Previous
3.84%
Current
2.82%
Delta
-1.02%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · FCBC Fundamental State →Has State · FIRST COMMUNITY BANKSHARES INC /VA/ →Transitioned To · FCBC Fundamental State →Transitioned To · FCBC DEPOSIT_GROWTH_DECREASED →Transitioned To · FCBC EARNINGS_GROWTH_DECREASED →Transitioned To · FCBC FUNDING_COST_GROWTH_INCREASED →Transitioned To · FCBC INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · FCBC LIQUIDITY_INCREASED →Transitioned To · FCBC LOAN_GROWTH_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.