Research / ABCB / Fundamental state Inspectable configuration
State dimensions Filing 0000351569-23-000028 Bank
Sequential deposit growth 30th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
0.72% · CORE · VALID
Net-income growth 35th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-13.44% · CORE · VALID
Interest-expense growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
475.97% · CORE · VALID
Interest-income growth 55th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
41.08% · CORE · VALID
Cash and equivalents 60th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$1.5B · CORE · VALID
Sequential loan growth 0th Own-history percentile · N=20
Evidence method Sequential · gp.financial.loans
-1.43% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 52 states Self-history eligible
Sep 30, 2021 6/6 normalized Level 3 Dec 31, 2021 6/6 normalized Level 3 Mar 31, 2022 6/6 normalized Level 3 Jun 30, 2022 6/6 normalized Level 3 Sep 30, 2022 6/6 normalized Level 3 Dec 31, 2022 6/6 normalized Level 3 Mar 31, 2023 6/6 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 2.74%
Current 0.72%
Delta -2.02% Earnings Growth Increased
Previous -30.46%
Current -13.44%
Delta 17.02% Funding Cost Growth Decreased
Previous 903.32%
Current 475.97%
Delta -427.35% Interest Income Growth Decreased
Previous 58.94%
Current 41.08%
Delta -17.86% Liquidity Increased
Previous $1.3B
Current $1.5B
Delta $226.6M Loan Growth Decreased
Previous 2.25%
Current -1.43%
Delta -3.68% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.