Research / RNST / Fundamental state Inspectable configuration
State dimensions Filing 0000715072-23-000250 Bank
Sequential deposit growth 30th Own-history percentile · N=20
Evidence method Sequential · gp.financial.deposits
0.44% · CORE · VALID
Net-income growth 30th Own-history percentile · N=20
Evidence method Yoy · gp.fundamentals.net_income
-10.17% · CORE · VALID
Interest-expense growth 95th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_expense
510.96% · CORE · VALID
Interest-income growth 90th Own-history percentile · N=20
Evidence method Yoy · gp.financial.interest_income
43.70% · CORE · VALID
Cash and equivalents 60th Own-history percentile · N=20
Evidence method Level · gp.fundamentals.cash
$741.2M · CORE · VALID
Sequential loan growth 43th Own-history percentile · N=14
Evidence method Sequential · gp.financial.loans
1.99% · CORE · VALID
As-filed lineage Fundamental state history Each observation is tied to the filing and facts available at that report date. Amendments remain separate.
History 37 states Self-history eligible
Sep 30, 2021 5/5 normalized Level 3 Dec 31, 2021 5/5 normalized Level 3 Mar 31, 2022 5/5 normalized Level 3 Jun 30, 2022 5/5 normalized Level 3 Sep 30, 2022 5/5 normalized Level 3 Dec 31, 2022 5/5 normalized Level 3 Mar 31, 2023 5/5 normalized Level 3 Jun 30, 2023 6/6 normalized Level 3 Sep 30, 2023 6/6 normalized Level 3 Dec 31, 2023 6/6 normalized Level 3 Mar 31, 2024 6/6 normalized Level 3 Jun 30, 2024 5/5 normalized Level 3 Sep 30, 2024 5/5 normalized Level 3 Dec 31, 2024 5/5 normalized Level 3 Mar 31, 2025 5/5 normalized Level 3 Jun 30, 2025 5/5 normalized Level 3 Sep 30, 2025 5/5 normalized Level 3 Dec 31, 2025 5/5 normalized Level 3 Mar 31, 2026 5/5 normalized Level 3 Jun 30, 2026 5/5 normalized Level 4 Period transition
What moved in the state? Deposit Growth Decreased
Previous 1.32%
Current 0.44%
Delta -0.88% Earnings Growth Increased
Previous -27.81%
Current -10.17%
Delta 17.65% Funding Cost Growth Decreased
Previous 575.92%
Current 510.96%
Delta -64.97% Interest Income Growth Decreased
Previous 59.75%
Current 43.70%
Delta -16.06% Liquidity Decreased
Previous $946.9M
Current $741.2M
Delta -$205.7M Loan Growth Decreased
Previous 8.15%
Current 1.99%
Delta -6.15% Self-history only Previous similar states Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.
Not enough compatible prior states for a transparent self-history match.
Research Graph
Related governed research Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.