GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

NRDS · Mar 31, 2025

NERDWALLET, INC.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]

Inspectable configuration

State dimensions

Filing0001625278-25-000069General Corporate

Capex intensityRAWCurrent state valid · history insufficient

Evidence method

Level · gp.fundamentals.capex_revenue_ratio

0.10% · OPTIONAL · NOT_ENOUGH_HISTORY

Operating cash generationRAWCurrent state valid · history insufficient

Evidence method

Ratio · gp.fundamentals.operating_cash_flow + gp.fundamentals.revenue

12.76% · OPTIONAL · NOT_ENOUGH_HISTORY

Revenue growthRAWCurrent state valid · history insufficient

Evidence method

Yoy · gp.fundamentals.revenue

29.22% · CORE · NOT_ENOUGH_HISTORY

Gross marginRAWCurrent state valid · history insufficient

Evidence method

Level · gp.fundamentals.gross_margin

91.30% · CORE · NOT_ENOUGH_HISTORY

Operating marginRAWCurrent state valid · history insufficient

Evidence method

Level · gp.fundamentals.operating_margin

0.33% · CORE · NOT_ENOUGH_HISTORY

R&D intensityRAWCurrent state valid · history insufficient

Evidence method

Ratio · gp.fundamentals.rnd + gp.fundamentals.revenue

8.03% · OPTIONAL · NOT_ENOUGH_HISTORY

SBC intensityRAWCurrent state valid · history insufficient

Evidence method

Level · gp.fundamentals.sbc_revenue_ratio

3.20% · OPTIONAL · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History11 statesHistory building

Dec 31, 20230/6 normalizedLevel 3 Mar 31, 20240/6 normalizedLevel 3 Jun 30, 20240/6 normalizedLevel 3 Sep 30, 20240/6 normalizedLevel 3 Dec 31, 20240/7 normalizedLevel 3 Mar 31, 20250/7 normalizedLevel 3 Jun 30, 20250/7 normalizedLevel 3 Sep 30, 20250/7 normalizedLevel 3 Dec 31, 20256/7 normalizedLevel 3 Mar 31, 20266/7 normalizedLevel 3 Jun 30, 20266/7 normalizedLevel 3

Period transition

What moved in the state?

Capex Intensity Increased

Previous: 0.09%
Current: 0.10%
Delta: 0.01%

Cash Generation Increased

Previous: 10.44%
Current: 12.76%
Delta: 2.32%

Growth Increased

Previous: 14.71%
Current: 29.22%
Delta: 14.50%

Margin Increased

Previous: 90.76%
Current: 91.30%
Delta: 0.54%

Profitability Decreased

Previous: 1.37%
Current: 0.33%
Delta: -1.03%

R And D Intensity Decreased

Previous: 12.00%
Current: 8.03%
Delta: -3.97%

Sbc Intensity Decreased

Previous: 5.48%
Current: 3.20%
Delta: -2.28%

Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.

Research Graph

Related governed research

Transitioned To · NRDS Fundamental State →Has State · NERDWALLET, INC. →Transitioned To · NRDS CASH_GENERATION_INCREASED →Transitioned To · NRDS GROWTH_INCREASED →Transitioned To · NRDS MARGIN_INCREASED →Transitioned To · NRDS PROFITABILITY_DECREASED →Transitioned To · NRDS R_AND_D_INTENSITY_DECREASED →Transitioned To · NRDS SBC_INTENSITY_DECREASED →Transitioned To · NRDS Fundamental State →Transitioned To · NRDS CAPEX_INTENSITY_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.