GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

FDSB · Jun 30, 2025

Fifth District Bancorp, Inc.. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]

Inspectable configuration

State dimensions

Filing0001558370-25-011234Bank

Net-income growthRAWCurrent state valid · history insufficient

Evidence method

Yoy · gp.fundamentals.net_income

357.69% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient

Evidence method

Yoy · gp.financial.interest_income

18.08% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalentsRAWCurrent state valid · history insufficient

Evidence method

Level · gp.fundamentals.cash

$27.7M · CORE · NOT_ENOUGH_HISTORY

Sequential loan growthRAWCurrent state valid · history insufficient

Evidence method

Sequential · gp.financial.loans

0.89% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History6 statesHistory building

Mar 31, 20250/3 normalizedLevel 3 Jun 30, 20250/4 normalizedLevel 3 Sep 30, 20250/3 normalizedLevel 3 Dec 31, 20250/4 normalizedLevel 3 Mar 31, 20261/4 normalizedLevel 3 Jun 30, 20262/4 normalizedLevel 3

Period transition

What moved in the state?

Interest Income Growth Decreased

Previous: 21.14%
Current: 18.08%
Delta: -3.06%

Liquidity Decreased

Previous: $30.1M
Current: $27.7M
Delta: -$2.4M

Loan Growth Decreased

Previous: 2.43%
Current: 0.89%
Delta: -1.55%

Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.

Research Graph

Related governed research

Transitioned To · FDSB Fundamental State →Has State · Fifth District Bancorp, Inc. →Transitioned To · FDSB Fundamental State →Transitioned To · FDSB INTEREST_INCOME_GROWTH_DECREASED →Transitioned To · FDSB LIQUIDITY_DECREASED →Transitioned To · FDSB LOAN_GROWTH_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.