GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

NECB · Mar 31, 2023

NorthEast Community Bancorp, Inc./MD/. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001558370-23-009572Bank
Sequential deposit growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.deposits

7.70% · CORE · NOT_ENOUGH_HISTORY

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

208.48% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

320.85% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

114.80% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents25thOwn-history percentile · N=8
Evidence method

Level · gp.fundamentals.cash

$77.0M · CORE · VALID

Sequential loan growthRAWCurrent state valid · history insufficient
Evidence method

Sequential · gp.financial.loans

8.13% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History21 statesSelf-history eligible
Sep 30, 20210/3 normalizedLevel 3Dec 31, 20210/3 normalizedLevel 3Mar 31, 20220/6 normalizedLevel 3Jun 30, 20220/6 normalizedLevel 3Sep 30, 20220/6 normalizedLevel 3Dec 31, 20220/6 normalizedLevel 3Mar 31, 20231/6 normalizedLevel 3Jun 30, 20233/6 normalizedLevel 3Sep 30, 20233/6 normalizedLevel 3Dec 31, 20233/6 normalizedLevel 3Mar 31, 20246/6 normalizedLevel 3Jun 30, 20245/5 normalizedLevel 3Sep 30, 20245/5 normalizedLevel 3Dec 31, 20245/5 normalizedLevel 3Mar 31, 20255/5 normalizedLevel 3Jun 30, 20255/5 normalizedLevel 3Sep 30, 20255/5 normalizedLevel 3Dec 31, 20255/5 normalizedLevel 3Mar 31, 20265/5 normalizedLevel 3Jun 30, 20265/5 normalizedLevel 4
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
13.60%
Current
7.70%
Delta
-5.90%
Earnings Growth Increased
Previous
108.68%
Current
208.48%
Delta
99.80%
Funding Cost Growth Increased
Previous
59.32%
Current
320.85%
Delta
261.52%
Interest Income Growth Increased
Previous
48.75%
Current
114.80%
Delta
66.05%
Liquidity Decreased
Previous
$95.3M
Current
$77.0M
Delta
-$18.3M
Loan Growth Decreased
Previous
8.96%
Current
8.13%
Delta
-0.83%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · NECB Fundamental State →Transitioned To · NECB Fundamental State →Transitioned To · NECB DEPOSIT_GROWTH_DECREASED →Transitioned To · NECB EARNINGS_GROWTH_INCREASED →Transitioned To · NECB FUNDING_COST_GROWTH_INCREASED →Transitioned To · NECB INTEREST_INCOME_GROWTH_INCREASED →Transitioned To · NECB LIQUIDITY_DECREASED →Transitioned To · NECB LOAN_GROWTH_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.