GPGrossPatternRESEARCH SYSTEM
SEC CHECK STALE
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

PNBK · Dec 31, 2015

PATRIOT NATIONAL BANCORP INC. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001437749-16-028715Bank
Sequential deposit growth85thOwn-history percentile · N=13
Evidence method

Sequential · gp.financial.deposits

0.14% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-86.36% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growth79thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_expense

-9.43% · CORE · VALID

Interest-income growth79thOwn-history percentile · N=14
Evidence method

Yoy · gp.financial.interest_income

16.56% · CORE · VALID

Cash and equivalents94thOwn-history percentile · N=18
Evidence method

Level · gp.fundamentals.cash

$85.4M · CORE · VALID

Sequential loan growth29thOwn-history percentile · N=17
Evidence method

Sequential · gp.financial.loans

-2.43% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History61 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Increased
Previous
-2.41%
Current
0.14%
Delta
2.54%
Earnings Growth Increased
Previous
-96.33%
Current
-86.36%
Delta
9.97%
Funding Cost Growth Decreased
Previous
-3.76%
Current
-9.43%
Delta
-5.66%
Interest Income Growth Decreased
Previous
22.74%
Current
16.56%
Delta
-6.18%
Liquidity Increased
Previous
$59.3M
Current
$85.4M
Delta
$26.1M
Loan Growth Decreased
Previous
0.48%
Current
-2.43%
Delta
-2.92%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.