GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

AXP · Jun 30, 2022

AMERICAN EXPRESS CO. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000004962-22-000041Bank
Sequential deposit growth70thOwn-history percentile · N=10
Evidence method

Sequential · gp.financial.deposits

6.04% · CORE · VALID

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-13.86% · CORE · NOT_ENOUGH_HISTORY

Interest-expense growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_expense

36.34% · CORE · NOT_ENOUGH_HISTORY

Interest-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.financial.interest_income

30.79% · CORE · NOT_ENOUGH_HISTORY

Cash and equivalents27thOwn-history percentile · N=11
Evidence method

Level · gp.fundamentals.cash

$26.3B · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History27 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
7.74%
Current
6.04%
Delta
-1.70%
Earnings Growth Decreased
Previous
-6.08%
Current
-13.86%
Delta
-7.77%
Funding Cost Growth Increased
Previous
-11.33%
Current
36.34%
Delta
47.66%
Interest Income Growth Increased
Previous
14.96%
Current
30.79%
Delta
15.83%
Liquidity Decreased
Previous
$27.7B
Current
$26.3B
Delta
-$1.4B
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.