GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

WTM · Dec 31, 2024

WHITE MOUNTAINS INSURANCE GROUP LTD. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0000776867-25-000003Insurance
CashRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.cash

$266.4M · CORE · NOT_ENOUGH_HISTORY

DebtRAWCurrent state valid · history insufficient
Evidence method

Level · gp.fundamentals.gross_debt

$562.5M · OPTIONAL · NOT_ENOUGH_HISTORY

Net-income growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.net_income

-54.75% · CORE · NOT_ENOUGH_HISTORY

Premium growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.insurance.premiums

17.40% · CORE · NOT_ENOUGH_HISTORY

Revenue growthRAWCurrent state valid · history insufficient
Evidence method

Yoy · gp.fundamentals.revenue

3.37% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History7 statesHistory building
Dec 31, 20240/5 normalizedLevel 3Mar 31, 20250/4 normalizedLevel 3Jun 30, 20250/4 normalizedLevel 3Sep 30, 20250/5 normalizedLevel 3Dec 31, 20251/5 normalizedLevel 3Mar 31, 20261/5 normalizedLevel 3Jun 30, 20261/5 normalizedLevel 3
Period transition

What moved in the state?

Debt Increased
Previous
$544.9M
Current
$562.5M
Delta
$17.6M
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Transitioned To · WTM Fundamental State →Has State · WHITE MOUNTAINS INSURANCE GROUP LTD →Transitioned To · WTM DEBT_INCREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.