GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

TRST · Sep 30, 2019

TRUSTCO BANK CORP N Y. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]
Inspectable configuration

State dimensions

Filing0001140361-19-019996Bank
Sequential deposit growth22thOwn-history percentile · N=18
Evidence method

Sequential · gp.financial.deposits

-0.02% · CORE · VALID

Net-income growth13thOwn-history percentile · N=15
Evidence method

Yoy · gp.fundamentals.net_income

-3.23% · CORE · VALID

Interest-expense growth93thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_expense

89.55% · CORE · VALID

Interest-income growth67thOwn-history percentile · N=15
Evidence method

Yoy · gp.financial.interest_income

6.10% · CORE · VALID

Cash and equivalents0thOwn-history percentile · N=19
Evidence method

Level · gp.fundamentals.cash

$450.7M · CORE · VALID

Sequential loan growth83thOwn-history percentile · N=18
Evidence method

Sequential · gp.financial.loans

2.04% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History46 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
1.11%
Current
-0.02%
Delta
-1.14%
Earnings Growth Increased
Previous
-4.79%
Current
-3.23%
Delta
1.56%
Funding Cost Growth Decreased
Previous
101.30%
Current
89.55%
Delta
-11.75%
Interest Income Growth Decreased
Previous
8.59%
Current
6.10%
Delta
-2.49%
Liquidity Decreased
Previous
$560.2M
Current
$450.7M
Delta
-$109.5M
Loan Growth Increased
Previous
1.19%
Current
2.04%
Delta
0.85%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.