GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

STC · Sep 30, 2025

STEWART INFORMATION SERVICES CORP. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 3[email protected]

Inspectable configuration

State dimensions

Filing0000094344-25-000023Insurance

CashRAWCurrent state valid · history insufficient

Evidence method

Level · gp.fundamentals.cash

$188.5M · CORE · NOT_ENOUGH_HISTORY

Policy-benefit growthRAWCurrent state valid · history insufficient

Evidence method

Yoy · gp.insurance.policy_benefits

-8.16% · OPTIONAL · NOT_ENOUGH_HISTORY

Net-income growthRAWCurrent state valid · history insufficient

Evidence method

Yoy · gp.fundamentals.net_income

47.06% · CORE · NOT_ENOUGH_HISTORY

Revenue growthRAWCurrent state valid · history insufficient

Evidence method

Yoy · gp.fundamentals.revenue

19.31% · CORE · NOT_ENOUGH_HISTORY

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History5 statesHistory building

Jun 30, 20250/4 normalizedLevel 3 Sep 30, 20250/4 normalizedLevel 3 Dec 31, 20250/4 normalizedLevel 3 Mar 31, 20260/4 normalizedLevel 3 Jun 30, 20261/4 normalizedLevel 3

Period transition

What moved in the state?

Cash Increased

Previous: $178.1M
Current: $188.5M
Delta: $10.4M

Claims Growth Decreased

Previous: 1.73%
Current: -8.16%
Delta: -9.88%

Earnings Growth Decreased

Previous: 84.06%
Current: 47.06%
Delta: -37.00%

Revenue Growth Decreased

Previous: 19.92%
Current: 19.31%
Delta: -0.61%

Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Not enough compatible prior states for a transparent self-history match.

Research Graph

Related governed research

Transitioned To · STC Fundamental State →Transitioned To · STC Fundamental State →Transitioned To · STC CASH_INCREASED →Transitioned To · STC CLAIMS_GROWTH_DECREASED →Transitioned To · STC EARNINGS_GROWTH_DECREASED →Transitioned To · STC REVENUE_GROWTH_DECREASED →

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.