GPGrossPatternRESEARCH SYSTEM
SEC CHECK OPERATIONAL
GROSSPATTERN / FUNDAMENTAL STATE / POINT IN TIME

TCBI · Jun 30, 2026

TEXAS CAPITAL BANCSHARES INC/TX. A multidimensional configuration derived from the filing available at this observation—never a composite score or recommendation.

STATE CAPABILITYLEVEL 4[email protected]
Inspectable configuration

State dimensions

Filing0001077428-26-000059Bank
Sequential deposit growth60thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.deposits

1.38% · CORE · VALID

Net-income growth60thOwn-history percentile · N=20
Evidence method

Yoy · gp.fundamentals.net_income

9.85% · CORE · VALID

Interest-income growth25thOwn-history percentile · N=20
Evidence method

Yoy · gp.financial.interest_income

0.08% · CORE · VALID

Cash and equivalents55thOwn-history percentile · N=20
Evidence method

Level · gp.fundamentals.cash

$3.7B · CORE · VALID

Sequential loan growth30thOwn-history percentile · N=20
Evidence method

Sequential · gp.financial.loans

-0.92% · CORE · VALID

As-filed lineage

Fundamental state history

Each observation is tied to the filing and facts available at that report date. Amendments remain separate.

History54 statesSelf-history eligible
Period transition

What moved in the state?

Deposit Growth Decreased
Previous
7.82%
Current
1.38%
Delta
-6.43%
Earnings Growth Decreased
Previous
56.84%
Current
9.85%
Delta
-46.98%
Interest Income Growth Increased
Previous
-1.92%
Current
0.08%
Delta
2.00%
Liquidity Increased
Previous
$3.0B
Current
$3.7B
Delta
$741.7M
Loan Growth Decreased
Previous
4.79%
Current
-0.92%
Delta
-5.72%
Self-history only

Previous similar states

Similarity compares compatible valid dimensions from this issuer's own point-in-time history. No market-return claim is attached.

Mar 31, 2025
Similarity
79%
Compared
5 dimensions
Coverage
100%
Liquidity 20.0 · Loan Growth 20.0 · Deposit Growth 5.0 · Earnings Growth 30.0 · Interest Income Growth 20.0
Sep 30, 2021
Similarity
79%
Compared
5 dimensions
Coverage
100%
Liquidity 20.0 · Loan Growth 25.0 · Deposit Growth 5.0 · Earnings Growth 35.0 · Interest Income Growth 0.0
Sep 30, 2025
Similarity
74%
Compared
4 dimensions
Coverage
80%
Liquidity 40.0 · Loan Growth 25.0 · Deposit Growth 20.0 · Interest Income Growth 10.0
Sep 30, 2023
Similarity
72%
Compared
5 dimensions
Coverage
100%
Liquidity 20.0 · Loan Growth 5.0 · Deposit Growth 0.0 · Earnings Growth 20.0 · Interest Income Growth 55.0
Mar 31, 2021
Similarity
72%
Compared
4 dimensions
Coverage
80%
Liquidity 45.0 · Loan Growth 30.0 · Deposit Growth 5.0 · Interest Income Growth 15.0
Research Graph

Related governed research

Method Percentiles and historical matches use only observations available at each point in time. Missing dimensions remain missing. Public price outcomes and cross-market analogues are deliberately absent.