Short-term borrowings increased 341.0%
Short-term borrowings changed +341.0% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
$962.0M→$4.2B4 prior comparisons
GROSSPATTERN / DETERMINISTIC EVIDENCE / V3
Search securities →WAL financial changes
Ranked by interpretable importance, issuer history, magnitude, and accounting profile. No directional recommendation.
Shares outstanding decreased 2.3%
Shares outstanding changed -2.3% from the comparable as-filed period. The change ranks at the 100th percentile of 7 prior comparable changes.
110,053,667→107,550,0767 prior comparisons
Gross debt decreased 52.7%
Gross debt changed -52.7% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
$2.9B→$1.4B4 prior comparisons
Reported total debt decreased 52.7%
Reported total debt changed -52.7% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
$2.9B→$1.4B4 prior comparisons
Deposits increased 5.8%
Deposits changed +5.8% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes.
$77.2B→$81.8B4 prior comparisons
Loans increased 8.6%
Loans changed +8.6% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
$56.2B→$61.0B4 prior comparisons
Loan / deposit moved 190 bp higher
Loan / deposit changed +190 basis points from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes. This reverses 4 consecutive comparable moves in the opposite direction.
72.76%→74.66%4 prior comparisons
Net income increased 6.6%
Net income changed +6.6% from the comparable as-filed period.
$253.4M→$270.1M2 prior comparisons
Interest income increased 2.6%
Interest income changed +2.6% from the comparable as-filed period.
$1.2B→$1.3B2 prior comparisons
Debt / assets moved 179 bp lower
Debt / assets changed -179 basis points from the comparable as-filed period. The change ranks at the 25th percentile of 4 prior comparable changes.
3.19%→1.40%4 prior comparisons
Total assets increased 7.8%
Total assets changed +7.8% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes.
$91.0B→$98.1B4 prior comparisons
Loans increased 8.9%
Loans changed +8.9% from the comparable as-filed period. The change ranks at the 75th percentile of 4 prior comparable changes.
$55.5B→$60.5B4 prior comparisons
Deposits increased 15.1%
Deposits changed +15.1% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes.
$71.1B→$81.9B4 prior comparisons
Shares outstanding decreased 1.1%
Shares outstanding changed -1.1% from the comparable as-filed period. The change ranks at the 100th percentile of 7 prior comparable changes.
110,368,816→109,100,8647 prior comparisons
Reported total debt decreased 49.1%
Reported total debt changed -49.1% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
$2.9B→$1.5B4 prior comparisons
Short-term borrowings increased 51.3%
Short-term borrowings changed +51.3% from the comparable as-filed period. The change ranks at the 25th percentile of 4 prior comparable changes.
$3.1B→$4.8B4 prior comparisons
Loan / deposit moved 427 bp lower
Loan / deposit changed -427 basis points from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes.
78.11%→73.85%4 prior comparisons
Gross debt decreased 49.1%
Gross debt changed -49.1% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
$2.9B→$1.5B4 prior comparisons
Net income increased 13.6%
Net income changed +13.6% from the comparable as-filed period.
$230.4M→$261.7M2 prior comparisons
Interest income increased 6.7%
Interest income changed +6.7% from the comparable as-filed period.
$1.2B→$1.2B2 prior comparisons
Debt / assets moved 185 bp lower
Debt / assets changed -185 basis points from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
3.35%→1.50%4 prior comparisons
Total assets increased 13.8%
Total assets changed +13.8% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes.
$86.7B→$98.7B4 prior comparisons
Method Importance combines metric-family relevance, magnitude, issuer-history unusualness, persistence, and financial-statement significance. It is analytical prioritization, not a legal materiality conclusion or investment signal.