Deposits decreased 13.6%
Deposits changed -13.6% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
$7.0B→$6.0B4 prior comparisons
GROSSPATTERN / DETERMINISTIC EVIDENCE / V3
Search securities →SBSI financial changes
Ranked by interpretable importance, issuer history, magnitude, and accounting profile. No directional recommendation.
Loan / deposit moved 1388 bp higher
Loan / deposit changed +1388 basis points from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
67.80%→81.68%4 prior comparisons
Net debt decreased 36.8%
Net debt changed -36.8% from the comparable as-filed period. The change ranks at the 75th percentile of 4 prior comparable changes. This reverses 4 consecutive comparable moves in the opposite direction.
-$167.0M→-$228.5M4 prior comparisons
Cash / debt moved 5418 bp higher
Cash / debt changed +5418 basis points from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes. This reverses 4 consecutive comparable moves in the opposite direction.
155.70%→209.88%4 prior comparisons
Loans increased 4.1%
Loans changed +4.1% from the comparable as-filed period. The change ranks at the 75th percentile of 4 prior comparable changes.
$4.7B→$4.9B4 prior comparisons
Total assets increased 5.7%
Total assets changed +5.7% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
$8.4B→$8.9B4 prior comparisons
Gross debt decreased 30.7%
Gross debt changed -30.7% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes. This reverses 2 consecutive comparable moves in the opposite direction.
$299.9M→$207.9M4 prior comparisons
Reported total debt decreased 30.7%
Reported total debt changed -30.7% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes. This reverses 2 consecutive comparable moves in the opposite direction.
$299.9M→$207.9M4 prior comparisons
Debt / assets moved 123 bp lower
Debt / assets changed -123 basis points from the comparable as-filed period. The change ranks at the 75th percentile of 4 prior comparable changes. This reverses 2 consecutive comparable moves in the opposite direction.
3.58%→2.35%4 prior comparisons
Interest income increased 4.9%
Interest income changed +4.9% from the comparable as-filed period.
$101.9M→$106.9M2 prior comparisons
Cash & equivalents decreased 6.5%
Cash & equivalents changed -6.5% from the comparable as-filed period. The change ranks at the 25th percentile of 4 prior comparable changes.
$466.9M→$436.4M4 prior comparisons
Shares outstanding decreased 0.9%
Shares outstanding changed -0.9% from the comparable as-filed period. The change ranks at the 50th percentile of 8 prior comparable changes.
30,066,126→29,781,3348 prior comparisons
Deposits decreased 7.0%
Deposits changed -7.0% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes. This reverses 4 consecutive comparable moves in the opposite direction.
$6.6B→$6.2B4 prior comparisons
Loan / deposit moved 1077 bp higher
Loan / deposit changed +1077 basis points from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
68.72%→79.49%4 prior comparisons
Loans increased 7.6%
Loans changed +7.6% from the comparable as-filed period. The change ranks at the 75th percentile of 4 prior comparable changes.
$4.6B→$4.9B4 prior comparisons
Reported total debt increased 36.4%
Reported total debt changed +36.4% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
$152.4M→$207.9M4 prior comparisons
Gross debt increased 36.4%
Gross debt changed +36.4% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
$152.4M→$207.9M4 prior comparisons
Cash / debt moved 6487 bp lower
Cash / debt changed -6487 basis points from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes.
255.98%→191.11%4 prior comparisons
Interest income increased 5.4%
Interest income changed +5.4% from the comparable as-filed period.
$98.6M→$103.9M2 prior comparisons
Net debt increased 20.3%
Net debt changed +20.3% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes.
-$237.7M→-$189.4M4 prior comparisons
Debt / assets moved 54 bp higher
Debt / assets changed +54 basis points from the comparable as-filed period. The change ranks at the 75th percentile of 4 prior comparable changes.
1.83%→2.37%4 prior comparisons
Total assets increased 5.1%
Total assets changed +5.1% from the comparable as-filed period. The change ranks at the 75th percentile of 4 prior comparable changes.
$8.3B→$8.8B4 prior comparisons
Cash & equivalents increased 1.8%
Cash & equivalents changed +1.8% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes. This reverses 4 consecutive comparable moves in the opposite direction.
$390.1M→$397.3M4 prior comparisons
Shares outstanding decreased 0.9%
Shares outstanding changed -0.9% from the comparable as-filed period. The change ranks at the 50th percentile of 8 prior comparable changes.
30,080,108→29,807,9808 prior comparisons
Method Importance combines metric-family relevance, magnitude, issuer-history unusualness, persistence, and financial-statement significance. It is analytical prioritization, not a legal materiality conclusion or investment signal.