Deposits increased 73.6%
Deposits changed +73.6% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
$10.2B→$17.8B4 prior comparisons
GROSSPATTERN / DETERMINISTIC EVIDENCE / V3
Search securities →OCFC financial changes
Ranked by interpretable importance, issuer history, magnitude, and accounting profile. No directional recommendation.
Loans increased 59.0%
Loans changed +59.0% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
$10.1B→$16.1B4 prior comparisons
Shares outstanding increased 68.4%
Shares outstanding changed +68.4% from the comparable as-filed period. The change ranks at the 100th percentile of 8 prior comparable changes. This reverses 8 consecutive comparable moves in the opposite direction.
57,385,351→96,645,2198 prior comparisons
Loan / deposit moved 832 bp lower
Loan / deposit changed -832 basis points from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes. This reverses 4 consecutive comparable moves in the opposite direction.
98.90%→90.58%4 prior comparisons
Reported total debt increased 90.9%
Reported total debt changed +90.9% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
$1.2B→$2.3B4 prior comparisons
Gross debt increased 90.9%
Gross debt changed +90.9% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
$1.2B→$2.3B4 prior comparisons
Total assets increased 74.6%
Total assets changed +74.6% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
$13.3B→$23.3B4 prior comparisons
Interest income increased 35.4%
Interest income changed +35.4% from the comparable as-filed period.
$154.8M→$209.6M2 prior comparisons
Net income changed across a sign change
Net income changed -115.9% from the comparable as-filed period. Relative percentage is de-emphasized because the comparison has a sign change.
$19.0M→-$3.0M2 prior comparisons
Debt / assets moved 84 bp higher
Debt / assets changed +84 basis points from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
8.99%→9.83%4 prior comparisons
Method Importance combines metric-family relevance, magnitude, issuer-history unusualness, persistence, and financial-statement significance. It is analytical prioritization, not a legal materiality conclusion or investment signal.