Net income decreased 23.4%
Net income changed -23.4% from the comparable as-filed period.
$41.0M→$31.4M2 prior comparisons
GROSSPATTERN / DETERMINISTIC EVIDENCE / V3
Search securities →CNOB financial changes
Ranked by interpretable importance, issuer history, magnitude, and accounting profile. No directional recommendation.
Cash & equivalents decreased 42.3%
Cash & equivalents changed -42.3% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
$542.7M→$313.3M4 prior comparisons
Interest income increased 6.6%
Interest income changed +6.6% from the comparable as-filed period.
$187.7M→$200.1M2 prior comparisons
Deposits increased 3.6%
Deposits changed +3.6% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes.
$11.4B→$11.8B4 prior comparisons
Loans increased 1.5%
Loans changed +1.5% from the comparable as-filed period.
$11.1B→$11.3B2 prior comparisons
Loan / deposit moved 201 bp lower
Loan / deposit changed -201 basis points from the comparable as-filed period.
98.05%→96.04%1 prior comparisons
Shares outstanding decreased 0.0%
Shares outstanding changed -0.0% from the comparable as-filed period. The change ranks at the 0th percentile of 8 prior comparable changes. This reverses 5 consecutive comparable moves in the opposite direction.
50,273,089→50,268,8798 prior comparisons
Total assets increased 5.4%
Total assets changed +5.4% from the comparable as-filed period.
$14.0B→$14.8B3 prior comparisons
Interest income increased 32.1%
Interest income changed +32.1% from the comparable as-filed period.
$146.0M→$192.9M2 prior comparisons
Cash & equivalents decreased 39.3%
Cash & equivalents changed -39.3% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes. This reverses 4 consecutive comparable moves in the opposite direction.
$596.5M→$362.3M4 prior comparisons
Deposits increased 4.1%
Deposits changed +4.1% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
$11.3B→$11.7B4 prior comparisons
Net income changed across a sign change
Net income changed +305.3% from the comparable as-filed period. Relative percentage is de-emphasized because the comparison has a sign change.
-$20.3M→$41.7M2 prior comparisons
Loans increased 6.5%
Loans changed +6.5% from the comparable as-filed period.
$11.0B→$11.7B1 prior comparisons
Loan / deposit moved 230 bp higher
Loan / deposit changed +230 basis points from the comparable as-filed period.
97.60%→99.90%0 prior comparisons
Shares outstanding increased 8.0%
Shares outstanding changed +8.0% from the comparable as-filed period. The change ranks at the 43th percentile of 7 prior comparable changes.
50,270,162→54,295,3807 prior comparisons
Total assets increased 3.6%
Total assets changed +3.6% from the comparable as-filed period.
$13.9B→$14.4B3 prior comparisons
Method Importance combines metric-family relevance, magnitude, issuer-history unusualness, persistence, and financial-statement significance. It is analytical prioritization, not a legal materiality conclusion or investment signal.