Loans decreased 5.6%
Loans changed -5.6% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
$1.0B→$982.6M4 prior comparisons
GROSSPATTERN / DETERMINISTIC EVIDENCE / V3
Search securities →ASRV financial changes
Ranked by interpretable importance, issuer history, magnitude, and accounting profile. No directional recommendation.
Net income increased 21.9%
Net income changed +21.9% from the comparable as-filed period.
$2.5M→$3.1M2 prior comparisons
Loan / deposit moved 415 bp lower
Loan / deposit changed -415 basis points from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
82.73%→78.59%4 prior comparisons
Deposits decreased 0.7%
Deposits changed -0.7% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes. This reverses 4 consecutive comparable moves in the opposite direction.
$1.3B→$1.3B4 prior comparisons
Interest income decreased 1.2%
Interest income changed -1.2% from the comparable as-filed period. This reverses 3 consecutive comparable moves in the opposite direction.
$18.5M→$18.3M3 prior comparisons
Shares outstanding increased 2.8%
Shares outstanding changed +2.8% from the comparable as-filed period. The change ranks at the 88th percentile of 8 prior comparable changes.
16,522,267→16,989,2678 prior comparisons
Interest expense decreased 8.7%
Interest expense changed -8.7% from the comparable as-filed period.
$7.5M→$6.8M3 prior comparisons
Total assets decreased 0.9%
Total assets changed -0.9% from the comparable as-filed period. The change ranks at the 25th percentile of 4 prior comparable changes. This reverses 4 consecutive comparable moves in the opposite direction.
$1.5B→$1.4B4 prior comparisons
Interest expense / deposits moved 5 bp lower
Interest expense / deposits changed -5 basis points from the comparable as-filed period.
0.59%→0.55%3 prior comparisons
Loans decreased 5.0%
Loans changed -5.0% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
$1.1B→$1.0B4 prior comparisons
Loan / deposit moved 532 bp lower
Loan / deposit changed -532 basis points from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
84.77%→79.45%4 prior comparisons
Net income changed across a sign change
Net income changed +1070.9% from the comparable as-filed period. Relative percentage is de-emphasized because the comparison has a sign change.
-$282,000→$2.7M2 prior comparisons
Deposits increased 1.3%
Deposits changed +1.3% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes.
$1.2B→$1.3B4 prior comparisons
Interest income increased 2.3%
Interest income changed +2.3% from the comparable as-filed period.
$17.7M→$18.1M3 prior comparisons
Interest expense decreased 7.3%
Interest expense changed -7.3% from the comparable as-filed period.
$7.3M→$6.8M3 prior comparisons
Shares outstanding increased 2.8%
Shares outstanding changed +2.8% from the comparable as-filed period. The change ranks at the 75th percentile of 8 prior comparable changes.
16,519,267→16,979,2678 prior comparisons
Total assets increased 0.9%
Total assets changed +0.9% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes.
$1.4B→$1.5B4 prior comparisons
Interest expense / deposits moved 5 bp lower
Interest expense / deposits changed -5 basis points from the comparable as-filed period.
0.59%→0.54%3 prior comparisons
Method Importance combines metric-family relevance, magnitude, issuer-history unusualness, persistence, and financial-statement significance. It is analytical prioritization, not a legal materiality conclusion or investment signal.