Method
Level · gp.fundamentals.cash
Raw value $17.0M · CORE
· Life Insurance
RESEARCH SNAPSHOTCITIZENS, INC.'s latest supported as-filed period reports revenue of $60.4M, 7.2% below the comparable as-filed period. Every value below links to its SEC accession and metric lineage.
No material rule-based research observation currently meets GrossPattern's Insight value threshold. Current state, direction, and filing evidence remain available below.
A multidimensional view of the latest comparable filing—not a composite score or recommendation.
Level · gp.fundamentals.cash
Raw value $17.0M · CORE
Yoy · gp.insurance.policy_benefits
Raw value -16.08% · OPTIONAL
Yoy · gp.fundamentals.net_income
Raw value -106.58% · CORE
Yoy · gp.insurance.premiums
Raw value 0.73% · CORE
Yoy · gp.fundamentals.revenue
Raw value -7.19% · CORE
Business direction, financial quality, capital allocation, and governance evidence remain separate—never collapsed into a recommendation score.
Interpretation boundary Direction describes measurable company fundamentals. Governance reports observable evidence only; it does not grade management character or predict stock returns.
Latest available comparable states within 180 days, normalized with robust median/MAD statistics.
The most important deterministic changes, ranked by magnitude, issuer history, persistence, and accounting profile.
Policy benefits and claims changed -16.1% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
Net income changed -106.6% from the comparable as-filed period. Relative percentage is de-emphasized because the comparison has a sign change.
Each point keeps the date investors could first observe it and its accession.
CIA · as filed with the SEC · reported-date aware
Direct SEC links, filing dates, report periods, and amendment flags.
0002097014-26-000004SEC ↗4Aug 18, 2026Period Apr 7, 20260002051485-26-000008SEC ↗4Aug 18, 2026Period Aug 15, 20260002015584-26-000008SEC ↗4Aug 13, 2026Period Apr 7, 20260002120865-26-000007SEC ↗4Aug 12, 2026Period Aug 11, 20260002015793-26-000014SEC ↗4Aug 11, 2026Period Aug 10, 20260002015793-26-000012SEC ↗10-QAug 6, 2026Period Jun 30, 20260000024090-26-000043SEC ↗Transaction semantics distinguish purchases, sales, awards, exercises, withholding, and derivatives.
| Filed / transacted | Reporting owner | Semantics | Shares | Price | Notional | Source |
|---|---|---|---|---|---|---|
| Aug 31, 2026Filed Sep 1, 2026 | HARWOOD MICHAEL PHILIPDirector | Open Market PurchaseDirect | 10,000 | $4 | $38,000 | Form 4 ↗ |
| Aug 28, 2026Filed Sep 1, 2026 | HARWOOD MICHAEL PHILIPDirector | OtherDirect | 255.52 | $4 | $991 | Form 4 ↗ |
| Aug 15, 2026Filed Aug 18, 2026 | Guerrero Paula LChief Information Officer | Option ExerciseDirect | 2,709 | — | — | Form 4 ↗ |
| Aug 15, 2026Filed Aug 18, 2026 | Guerrero Paula LChief Information Officer | Tax WithholdingDirect | 796 | $4 | $3,160 | Form 4 ↗ |
| Aug 15, 2026 |
GrossPattern stores immutable raw artifacts, accession-scoped facts, parser and metric versions, dependency edges, quality state, and channel-specific publication rights. A restricted or unknown ancestor blocks the page and API automatically.
SEC source policy ↗Revenue changed -7.2% from the comparable as-filed period. The change ranks at the 75th percentile of 4 prior comparable changes. This reverses 4 consecutive comparable moves in the opposite direction.
Cash & equivalents changed -25.2% from the comparable as-filed period.
Premiums earned changed +0.7% from the comparable as-filed period. The change ranks at the 25th percentile of 4 prior comparable changes.
Method note “Materiality” here is an analytical magnitude band, not a legal conclusion. Full filing-text semantic changes remain unpublished while excerpt rights and review thresholds are unresolved.
Latest supported period in this snapshot: 2026-06-30. Duration facts use direct quarterly or annual SEC contexts; GrossPattern does not manufacture missing Q4 values.
0000024090-26-000042| Guerrero Paula LChief Information Officer |
| Option ExerciseDirect |
| 2,709 |
| $0 |
| $0 |
| Form 4 ↗ |
| Jul 31, 2026Filed Aug 18, 2026 | Guerrero Paula LChief Information Officer | OtherDirect | 209.41 | $5 | $995 | Form 4 ↗ |
| Jul 29, 2026Filed Sep 1, 2026 | HARWOOD MICHAEL PHILIPDirector | OtherDirect | 209.41 | $5 | $995 | Form 4 ↗ |
| Jul 2, 2026Filed Sep 1, 2026 | HARWOOD MICHAEL PHILIPDirector | OtherDirect | 167.6 | $6 | $996 | Form 4 ↗ |
| Jul 2, 2026Filed Aug 18, 2026 | Guerrero Paula LChief Information Officer | OtherDirect | 167.6 | $6 | $996 | Form 4 ↗ |
| May 29, 2026Filed Aug 18, 2026 | Guerrero Paula LChief Information Officer | OtherDirect | 190.05 | $5 | $994 | Form 4 ↗ |
| May 5, 2026Filed Aug 18, 2026 | Guerrero Paula LChief Information Officer | OtherDirect | 181.41 | $5 | $994 | Form 4 ↗ |
| Apr 7, 2026Filed Aug 18, 2026 | Guerrero Paula LChief Information Officer | OtherDirect | 183.6 | $5 | $995 | Form 4 ↗ |