Method
Sequential · gp.financial.deposits
Raw value -2.23% · CORE
· State Commercial Banks
RESEARCH SNAPSHOTBANK OF THE JAMES FINANCIAL GROUP INC's latest supported as-filed period reports interest income of $12.3M, 5.6% above the comparable as-filed period. Every value below links to its SEC accession and metric lineage.
No material rule-based research observation currently meets GrossPattern's Insight value threshold. Current state, direction, and filing evidence remain available below.
A multidimensional view of the latest comparable filing—not a composite score or recommendation.
Sequential · gp.financial.deposits
Raw value -2.23% · CORE
Yoy · gp.fundamentals.net_income
Raw value 19.82% · CORE
Yoy · gp.financial.interest_income
Raw value 5.58% · CORE
Level · gp.fundamentals.cash
Raw value $35.5M · CORE
Sequential · gp.financial.loans
Raw value 5.69% · CORE
Business direction, financial quality, capital allocation, and governance evidence remain separate—never collapsed into a recommendation score.
Interpretation boundary Direction describes measurable company fundamentals. Governance reports observable evidence only; it does not grade management character or predict stock returns.
Latest available comparable states within 180 days, normalized with robust median/MAD statistics.
The most important deterministic changes, ranked by magnitude, issuer history, persistence, and accounting profile.
Net income changed +19.8% from the comparable as-filed period. The change ranks at the 61th percentile of 148 prior comparable changes.
Cash & equivalents changed -54.4% from the comparable as-filed period. The change ranks at the 67th percentile of 210 prior comparable changes.
Each point keeps the date investors could first observe it and its accession.
BOTJ · as filed with the SEC · reported-date aware
Direct SEC links, filing dates, report periods, and amendment flags.
0001275101-26-000025SEC ↗4Aug 12, 2026Period Aug 7, 20260001437749-26-027272SEC ↗4Aug 11, 2026Period Aug 10, 20260001437749-26-027037SEC ↗4Aug 10, 2026Period Aug 6, 20260001437749-26-026718SEC ↗4Aug 10, 2026Period Aug 6, 20260001437749-26-026712SEC ↗8-KJul 30, 2026Period Jul 28, 20260001275101-26-000023SEC ↗8-KMay 20, 2026Period May 19, 20260001275101-26-000021SEC ↗Transaction semantics distinguish purchases, sales, awards, exercises, withholding, and derivatives.
| Filed / transacted | Reporting owner | Semantics | Shares | Price | Notional | Source |
|---|---|---|---|---|---|---|
| Aug 7, 2026Filed Aug 12, 2026 | SYREK MICHAEL APresident - Bank of the James | Open Market PurchaseDirect | 100 | $27 | $2,705 | Form 4 ↗ |
GrossPattern stores immutable raw artifacts, accession-scoped facts, parser and metric versions, dependency edges, quality state, and channel-specific publication rights. A restricted or unknown ancestor blocks the page and API automatically.
SEC source policy ↗Interest income changed +5.6% from the comparable as-filed period. The change ranks at the 43th percentile of 112 prior comparable changes.
Deposits changed +2.7% from the comparable as-filed period. The change ranks at the 19th percentile of 116 prior comparable changes.
Loans changed +5.7% from the comparable as-filed period. The change ranks at the 42th percentile of 106 prior comparable changes.
Method note “Materiality” here is an analytical magnitude band, not a legal conclusion. Full filing-text semantic changes remain unpublished while excerpt rights and review thresholds are unresolved.
Latest supported period in this snapshot: 2026-06-30. Duration facts use direct quarterly or annual SEC contexts; GrossPattern does not manufacture missing Q4 values.
0001275101-26-000019