GROSSPATTERN / DETERMINISTIC INSIGHT

Loans and deposits expanded together

OCEANFIRST FINANCIAL CORP · Bank Balance Sheet Expansion · effective Jun 30, 2026

EVIDENCE CONFIDENCE75%2 independent groups · 70 governed parents

LIFECYCLEDETECTED

HISTORICAL100th pct

PEER DIVERGENCE—

PERSISTENCE2 periods

CURRENTNESSCURRENT/MATCH

VALUE GATESURFACE ELIGIBLE

Why this matched

Inspectable conditions

Each condition comes from governed filing metrics. Context does not assert causality or predict price.

Dimension	Recent direction	Multi-period	Magnitude	Historical percentile
Loan Growth	INCREASING	INCREASING	44.8439	100.000
Deposit Growth	INCREASING	INCREASING	58.6541	88.889

Method and lineage

DEFINITION[email protected][email protected]

EVIDENCE2 independent / 70 parentsRights, quality, lineage, currentness, and publication gates passed.

PROFILEBankProfile-specific interpretation.