Cash / debt moved 11029 bp higher
Cash / debt changed +11029 basis points from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
83.69%→193.98%4 prior comparisons
GROSSPATTERN / DETERMINISTIC EVIDENCE / V3
Search securities →PEBO financial changes
Ranked by interpretable importance, issuer history, magnitude, and accounting profile. No directional recommendation.
Gross debt decreased 31.8%
Gross debt changed -31.8% from the comparable as-filed period. The change ranks at the 75th percentile of 4 prior comparable changes.
$227.3M→$155.1M4 prior comparisons
Reported total debt decreased 31.8%
Reported total debt changed -31.8% from the comparable as-filed period. The change ranks at the 75th percentile of 4 prior comparable changes.
$227.3M→$155.1M4 prior comparisons
Net debt changed across a sign change
Net debt changed -493.1% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes. Relative percentage is de-emphasized because the comparison has a sign change.
$37.1M→-$145.7M4 prior comparisons
Gross debt decreased 32.8%
Gross debt changed -32.8% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
$232.4M→$156.3M4 prior comparisons
Reported total debt decreased 32.8%
Reported total debt changed -32.8% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
$232.4M→$156.3M4 prior comparisons
Loan / deposit moved 498 bp higher
Loan / deposit changed +498 basis points from the comparable as-filed period. The change ranks at the 75th percentile of 4 prior comparable changes.
85.46%→90.44%4 prior comparisons
Net income increased 31.8%
Net income changed +31.8% from the comparable as-filed period.
$21.2M→$28.0M2 prior comparisons
Net debt changed across a sign change
Net debt changed -150.7% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes. Relative percentage is de-emphasized because the comparison has a sign change.
$46.3M→-$23.5M4 prior comparisons
Debt / assets moved 80 bp lower
Debt / assets changed -80 basis points from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes.
2.44%→1.64%4 prior comparisons
Method Importance combines metric-family relevance, magnitude, issuer-history unusualness, persistence, and financial-statement significance. It is analytical prioritization, not a legal materiality conclusion or investment signal.