Loan / deposit moved 989 bp lower
Loan / deposit changed -989 basis points from the comparable as-filed period.
85.05%→75.16%2 prior comparisons
GROSSPATTERN / DETERMINISTIC EVIDENCE / V3
Search securities →MSBI financial changes
Ranked by interpretable importance, issuer history, magnitude, and accounting profile. No directional recommendation.
Loans decreased 11.4%
Loans changed -11.4% from the comparable as-filed period.
$4.8B→$4.2B2 prior comparisons
Deposits increased 0.2%
Deposits changed +0.2% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes. This reverses 4 consecutive comparable moves in the opposite direction.
$5.6B→$5.6B4 prior comparisons
Shares outstanding decreased 3.5%
Shares outstanding changed -3.5% from the comparable as-filed period. The change ranks at the 80th percentile of 5 prior comparable changes.
21,551,721→20,802,3475 prior comparisons
Short-term borrowings increased 3.2%
Short-term borrowings changed +3.2% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes. This reverses 2 consecutive comparable moves in the opposite direction.
$146.8M→$151.5M4 prior comparisons
Total assets decreased 1.4%
Total assets changed -1.4% from the comparable as-filed period.
$6.9B→$6.8B1 prior comparisons
Shares outstanding decreased 3.7%
Shares outstanding changed -3.7% from the comparable as-filed period. The change ranks at the 100th percentile of 4 prior comparable changes. This reverses 2 consecutive comparable moves in the opposite direction.
21,543,555→20,752,1124 prior comparisons
Loans decreased 15.4%
Loans changed -15.4% from the comparable as-filed period.
$4.9B→$4.2B2 prior comparisons
Loan / deposit moved 985 bp lower
Loan / deposit changed -985 basis points from the comparable as-filed period.
83.11%→73.26%2 prior comparisons
Deposits decreased 4.0%
Deposits changed -4.0% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
$5.9B→$5.7B4 prior comparisons
Short-term borrowings decreased 11.7%
Short-term borrowings changed -11.7% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes.
$8.7M→$7.6M4 prior comparisons
Total assets decreased 5.7%
Total assets changed -5.7% from the comparable as-filed period.
$7.1B→$6.7B1 prior comparisons
Method Importance combines metric-family relevance, magnitude, issuer-history unusualness, persistence, and financial-statement significance. It is analytical prioritization, not a legal materiality conclusion or investment signal.