Loan / deposit moved 259 bp higher
Loan / deposit changed +259 basis points from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes.
96.67%→99.26%4 prior comparisons
GROSSPATTERN / DETERMINISTIC EVIDENCE / V3
Search securities →BWB financial changes
Ranked by interpretable importance, issuer history, magnitude, and accounting profile. No directional recommendation.
Deposits increased 4.2%
Deposits changed +4.2% from the comparable as-filed period. The change ranks at the 25th percentile of 4 prior comparable changes.
$4.3B→$4.5B4 prior comparisons
Interest income increased 4.1%
Interest income changed +4.1% from the comparable as-filed period.
$73.6M→$76.6M2 prior comparisons
Shares outstanding increased 1.6%
Shares outstanding changed +1.6% from the comparable as-filed period. The change ranks at the 75th percentile of 8 prior comparable changes.
27,584,732→28,014,2528 prior comparisons
Total assets increased 4.8%
Total assets changed +4.8% from the comparable as-filed period. The change ranks at the 25th percentile of 4 prior comparable changes.
$5.4B→$5.6B4 prior comparisons
Net income increased 21.6%
Net income changed +21.6% from the comparable as-filed period.
$11.5M→$14.0M2 prior comparisons
Loan / deposit moved 397 bp higher
Loan / deposit changed +397 basis points from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes.
96.36%→100.33%4 prior comparisons
Interest income increased 5.0%
Interest income changed +5.0% from the comparable as-filed period.
$69.2M→$72.7M2 prior comparisons
Loans increased 6.8%
Loans changed +6.8% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
$4.1B→$4.4B4 prior comparisons
Deposits increased 2.6%
Deposits changed +2.6% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes.
$4.2B→$4.3B4 prior comparisons
Cash & equivalents decreased 21.9%
Cash & equivalents changed -21.9% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes.
$217.5M→$169.8M4 prior comparisons
Shares outstanding increased 1.5%
Shares outstanding changed +1.5% from the comparable as-filed period. The change ranks at the 75th percentile of 8 prior comparable changes.
27,482,534→27,883,8238 prior comparisons
Total assets increased 1.8%
Total assets changed +1.8% from the comparable as-filed period. The change ranks at the 0th percentile of 4 prior comparable changes.
$5.3B→$5.4B4 prior comparisons
Method Importance combines metric-family relevance, magnitude, issuer-history unusualness, persistence, and financial-statement significance. It is analytical prioritization, not a legal materiality conclusion or investment signal.