Loans increased 18.7%
Loans changed +18.7% from the comparable as-filed period.
$74.9B→$88.9B3 prior comparisons
GROSSPATTERN / DETERMINISTIC EVIDENCE / V3
Search securities →BNY financial changes
Ranked by interpretable importance, issuer history, magnitude, and accounting profile. No directional recommendation.
Interest income decreased 13.6%
Interest income changed -13.6% from the comparable as-filed period. This reverses 2 consecutive comparable moves in the opposite direction.
$6.6B→$5.7B2 prior comparisons
Cash & equivalents increased 33.3%
Cash & equivalents changed +33.3% from the comparable as-filed period.
$5.1B→$6.7B3 prior comparisons
Net income increased 17.0%
Net income changed +17.0% from the comparable as-filed period.
$1.4B→$1.7B2 prior comparisons
Debt / equity moved 286 bp higher
Debt / equity changed +286 basis points from the comparable as-filed period. This reverses 2 consecutive comparable moves in the opposite direction.
73.58%→76.44%2 prior comparisons
Cash / debt moved 457 bp higher
Cash / debt changed +457 basis points from the comparable as-filed period.
15.66%→20.22%3 prior comparisons
Deposits increased 6.6%
Deposits changed +6.6% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
$314.7B→$335.4B4 prior comparisons
Loan / deposit moved 271 bp higher
Loan / deposit changed +271 basis points from the comparable as-filed period.
23.81%→26.51%3 prior comparisons
Total assets increased 8.5%
Total assets changed +8.5% from the comparable as-filed period.
$455.3B→$494.0B3 prior comparisons
Debt / assets moved 35 bp lower
Debt / assets changed -35 basis points from the comparable as-filed period.
7.09%→6.74%3 prior comparisons
Shares outstanding decreased 3.5%
Shares outstanding changed -3.5% from the comparable as-filed period. The change ranks at the 12th percentile of 8 prior comparable changes.
697,349,124→672,898,4908 prior comparisons
Stockholders' equity decreased 0.7%
Stockholders' equity changed -0.7% from the comparable as-filed period. This reverses 2 consecutive comparable moves in the opposite direction.
$43.9B→$43.6B2 prior comparisons
Net debt decreased 2.4%
Net debt changed -2.4% from the comparable as-filed period.
$27.2B→$26.6B3 prior comparisons
Reported total debt increased 3.2%
Reported total debt changed +3.2% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
$32.3B→$33.3B4 prior comparisons
Gross debt increased 3.2%
Gross debt changed +3.2% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
$32.3B→$33.3B4 prior comparisons
Cash & equivalents increased 31.3%
Cash & equivalents changed +31.3% from the comparable as-filed period.
$5.7B→$7.5B3 prior comparisons
Cash / debt moved 759 bp higher
Cash / debt changed +759 basis points from the comparable as-filed period.
17.05%→24.64%3 prior comparisons
Debt / equity moved 807 bp lower
Debt / equity changed -807 basis points from the comparable as-filed period.
76.06%→67.99%2 prior comparisons
Deposits increased 7.0%
Deposits changed +7.0% from the comparable as-filed period. The change ranks at the 50th percentile of 4 prior comparable changes.
$346.4B→$370.5B4 prior comparisons
Loan / deposit moved 287 bp higher
Loan / deposit changed +287 basis points from the comparable as-filed period.
21.02%→23.89%3 prior comparisons
Net debt decreased 17.5%
Net debt changed -17.5% from the comparable as-filed period. This reverses 3 consecutive comparable moves in the opposite direction.
$27.7B→$22.9B3 prior comparisons
Debt / assets moved 110 bp lower
Debt / assets changed -110 basis points from the comparable as-filed period.
6.88%→5.78%3 prior comparisons
Total assets increased 8.1%
Total assets changed +8.1% from the comparable as-filed period.
$485.8B→$525.0B3 prior comparisons
Shares outstanding decreased 3.8%
Shares outstanding changed -3.8% from the comparable as-filed period. The change ranks at the 12th percentile of 8 prior comparable changes.
705,240,816→678,504,1428 prior comparisons
Stockholders' equity increased 1.6%
Stockholders' equity changed +1.6% from the comparable as-filed period.
$44.0B→$44.7B2 prior comparisons
Method Importance combines metric-family relevance, magnitude, issuer-history unusualness, persistence, and financial-statement significance. It is analytical prioritization, not a legal materiality conclusion or investment signal.